Rich hide $7.6 TRILLION so we pay their tax

Economists explain how rich hide $7.6 TRILLION so we pay their taxes

Gabriel Zucman shows how wealthy maintain inequality—by hiding assets from public. Tax evasion costs us $200 billion a year and corporate havens another $130 billion a year. Governments are powerless because laws written for 1800 not appropriate. Wealth is mobile just like manufacturing—it goes anywhere and plays govs against govs. Offshore bankers don’t enforce bank laws—bankers work for the wealthy.

Avoid paying THEIR taxes:  http://www.amazon.com/Tax-FREE-Wealth-How-laws-free/dp/1475089236

GOP tax plans don’t help us—tax cuts for wealthy don’t make jobs

Kansas cut taxes and jobs LEFT the state--failed to create jobs. Koch brothers used tax break to fund PACs to buy election officials. Kansas raised sales tax on working people! Rich buy thru corporations. 10 tricks rich use to avoid taxes will NOT be changed by any candidate! Wealthy use tax cuts to increase income gap—hide money overseas.

Use Tax Haven for working people: http://www.amazon.com/The-Tax-Shelter-Young-Americans/dp/1500426520

GOP wastes $4.5 million on official House hearing

McCarthy says House committee helped to defeat Hillary. “Republicans have blatantly abused their authority in Congress by spending more than $4.5 million in taxpayer funds for a political campaign against Hillary Clinton.” Leader admits it’s B.S.

Banks spit in regulators/Congress face again—GOP ignores it

Congress finally investigating why banks ignore law and promises they make to regulators about breaking the banking laws. Shareholders eventually must pay the fines while offending employees usually keep their bonus and do not go to jail. They don’t even lose their licenses or job. Banks usually just hide questionable behavior. Dems are concerned that the same laws are broken over an over, as if banks knew they are “too big to jail.” Wall Street provides the 2^nd highest lobbying funds for influence peddling. GOP does not support the probe.

“You work all your life giving them money, GONE!” End of American middle-class

Congress ends our pension guarantees - Trucker pensions cut 23%

Pensions for Central States’ 407,000 participants would be cut by an average of nearly TWENTY THREE 23 percent. But the pain would be distributed unevenly. Some participants, including the disabled, would not be subject to reductions. Older retirees would generally receive smaller cuts, while those who worked for defunct companies that did not keep pace with their pension funding obligations would face steeper reductions. Move your money NOW: http://www.amazon.com/Create-Your-Tax-FREE-Financial-System/dp/1466367466

Financial advisors say it is “misguided” to help clients with less than $1 million

We are on our own because experienced advisors can only work for people with at least $2 million, according to a survey by PriceMetrix. Advisors are told: “stop chasing minnows.” We don’t need advisors. Their fees can destroy our retirement fund. Their fees can take up to 63% of our potential money. There are experienced advisors working at low-cost mutual fund firms that can help those of us without $2 million. Pay less; earn more: http://www.amazon.com/The-Pimps-Wall-Street-middlemen/dp/151525254X

Is an Ethical Will right for you?

Ethical wills offer a way to be remembered and to positively influence the next generation according to some advisors. You can express your hope your spiritual and material values will help them become responsible and caring members of society. However, consider your audience! If you did not teach through your example, it is unlikely reading something in a will can change heir’s attitude. Some say: A “Love letter” to estranged siblings was enough to use the death as a “fresh” start. Others say you may be giving your heirs too much emotion all at once and trying to control their lives from the grave is almost impossible.

Does our president need to know scientific facts?  

POTUS candidates need to read Rev. Watt’s The Improvement of the Mind 1786 to learn to use precise language and be guided by observed facts.

Trump: if poll numbers decline he could get out of the race.

GOP zealots to shut gov Dec 11? Women denied health screening? SS checks held?

            It cost US $24 billion last time, we lost high bond rating, it did NOT work!

Carson wants victims to attack expert shooters and; kinder teachers to outdraw AK47?

GOP denies climate change but we may pay to move Alaska town to avoid rising sea.

Europe sees new taxes, jobs, stability like Reagan’s 1986 amnesty of immigrants.

Kasich to play the Romney role in 2016—only adult?

Jeb desperate: asking W to destroy the world again! Better off with Saddam, Trump says

GOP religion: Graven image being removed from gov grounds is slap.

GOP bans scientific study of gun violence. Should everyone pack to stop crimes?

Christie: “Put me in the ring against Vladimir Putin … .” NJ citizens would! His judge             gives Christie a $4Billion pass on deal he made. “I’m not paying for past sins.”

Sanders is ineligible to be Prez because he has integrity.

Biden runs advert—2^nd old-line politica/co with many bags. Where’s new blood?

GOP is wrong to cut regulation! We need regulation because ….

Blue Bell ice cream had listeria in 2010 and owners did not clean up until 3 died.

VW execs found it cheaper to cheat because regulators don’t actually test the cars.

GM found it cheaper to kill 124 kids than fix ignition even after knowing for years.

Hudson City’s redlining practices illegally cut off housing chance for minorities.

Exxon’s own study showed mankind is raising global temp and created denial script.

Wall Street stopped regulators from limiting 401k fees that take 63% of our nest eggs.

Regulators NOT firm discover Scottrade database of 4.6 million customers hacked.

List is very long in every area of life and greedy can take life/death for some of us.

Which new midsize luxury sedan is the only one rated poor in crash tests?

This import is the only Midsize Luxury car to earn a Poor rating in the IIHS small overlap front test. There are EIGHT 2015 vehicles to give a 2^nd thought according to IIHS. Check out your ride’s safety rating before you buy: http://www.iihs.org/iihs/ratings

Use ALL your discounts when you re-shop for insurance: http://www.amazon.com/Vehicle-Insurance-Beware-Double-Coverage/dp/1480027634

What kind of parent leaves a loaded shotgun lying around?

An 11-year-old boy is charged with murder after he fatally shot his 8-year-old neighbor, police said, and neighbors say it was because the girl wouldn't let him see her dog.

Or taking 9-year-old shooting AK-47 for “family fun” and killing arcade owner?

We found that kind of parent: 46 year old lady shoots at alleged shoplifter fleeing.

Wall Street brokers had great year; Did YOU?

Wall Street broker-dealers posted profits of $11.3 billion in the first half of 2015, up 29 percent year-on-year and the strongest first half since 2011. Most of us are down 4%. Even popular hedge funds with adverts are down. Advisors are happy—are you?

Your guru takes your earnings: http://www.amazon.com/your-Wall-Street-Stock-traders/dp/1490533273

Minister and wife leave $1 million to church

CA minister and his wife earned below average wages serving their community for over 30 years. During that time, they saved and invested like Earl Crawley while volunteering for many charities. Their estate was settled recently and their church pension fund received about $1 million in assets. They gave all their lives and they are giving still.

Working people are the hidden millionaires: http://www.amazon.com/The-Working-Millionaire-Self-insure-Self-fund/dp/1460945484

Lottery winner to share $140 M

"I’m going to take care of my kids," she said. "I don’t want them to work the way I had to work and deal with the things I had to deal with in life. I want to make it a good life for them and take care of them." Sadly, quick money usually ruins more lives than saves.

Julie should give it all to charity as charitable gift annuity for tax-advantaged income.

HOW CONGRESS WASTES OUR TAX DOLLARS

“We must guard against the militaryindustrial complex.” 1960, Pres Dwight Eisenhower.

Defense spending has DOUBLED in 14 years.

Since 2001, the base defense budget has soared from $287 billion to $530 billion — and             that's NOT counting the Iraq and Afghanistan wars and ISIL and Ukraine ops. 

US knew US would fail in Vietnam in 1965;   1.3 million dead. Kissinger diary.

America needs to take care of American’s needs FIRST!

Rebuild America Act: a five-year plan would invest $1 trillion and create or maintain at least 13 million decent-paying jobs—Senate Budget Committee but GOP says no.

Will GOP use taxes to move Alaska town due to global warming they don’t accept?

We are still wasting $8 million per HOUR we don’t have in Iraq/Afghan/Ukraine.   Taliban captures Kunduz, a major Afghan city. Afghans run. KEEP 5,000 US troops?.

We bombed and killed our own Doctors without Borders hospital staff 10/2/15

            US kept bombing ½ hour AFTER told Americans hit!  War crimes?

We trained and equipped ISIS leadership—US sells arms to all sides for profit

We are supporting child abuse by Afghan leaders by giving them money.

Thousands US military serve in Germany and Japan….still. Why? WW2 is over!

Residents of Okinawa object to tens of thousands of U.S. troops and military sitting there.

SCAMS

DraftKing and FanDuel use insider info we don’t have to win $350,000. And it is not football skills! It is called “tilting the wheel.” NFL owners own the casinos.

Fake charity for SC flood relief?

IRS.gov has a search feature, Exempt Organizations Select Check, through which people may find legitimate, qualified charities; donations to these charities may be tax-deductible. Legitimate charities may also be found on the Federal Emergency Management Agency (FEMA) website at fema.gov.

IAN

41 Watchung Plaza, B242

Montclair, NJ 07042

973.746.2014

www.InsuranceAdvisorsNetwork.com

Alerts

Washington 'asks' Wall Street to stop ripping us off

Regulators tell Wall Street to stop “depleting our retirement savings.”

Advisers can keep their "conflicted" commissions, but it's time to stop harming clients by depleting their retirement savings, says the chairman of the Labor Department's hearings on its proposed fiduciary rule. "We are absolutely not banning commissions," he says, a day after the hearings concluded. "We just want everyone who is working on retirement accounts to be acting as fiduciaries." Fiduciaries are legally bound to put their clients' best interests before their own when providing financial advice.

   Earn 11% not 3.69% under advisor: http://www.amazon.com/Earn-11-NOT 3-On-Investments/dp/1502412187

Citi may owe you money for misleading you—no one goes to jail

Citi mislead you about a ASTA/MAT fund and the Falcon fund by claiming they were “safe,” “low-risk” and “suitable” for traditional bond investors.

Brokers/advisors should never use the words “safe” “low-risk” or “suitable” without written proof from the owners of the firm/bank/fund. Avoid the Pimps!

http://www.amazon.com/The-Pimps-Wall-Street-middlemen/dp/151525254X

Can regulators control former bosses?

The Federal Reserve Bank of Dallas has named Robert Steven Kaplan, a former Goldman Sachs executive as president.

This is a revolving door—lunch with your old buddies at our expense?

Farmers kill 500,000 cows so they can raise milk prices?

Most of the food we eat is produced and controlled by just 4 “farmers.” By a 1922 law, they can band together to market products and demand “fair” prices. Agribusiness has purchased most farmland and receives $956 Billion in subsidies (our taxes) to grow or not grow depending on “incentives.” These gifts are from our “representatives” who receive cash to continue the myth of the American farmer plowing his/her 200 acres 18 hours a day. Actually many of our “reps” receive $ millions themselves.  Sweet deal!

Plague from flees at Yellowstone

A second tourist who had been visiting California’s Yosemite National Park has been diagnosed with plague. A visitor from Georgia got tested after hearing that a camp ground had been closed to spray pesticides to kill fleas that carry plague.

What is your hospital’s rank for care you need?

Mayo tops the list for many care categories. What about yours?

How can you protect someone you are taking care of?

As a caregiver, the Office for Older Americans has put out guidelines for Managing Other People’s Money. You will learn how to protect them from scams and bad financial advice. How do you maintain communication with their family members?

Who will help you when you need it?

America’s real reality TV show: 2016 election—“you just can’t make this stuff up”

Trump to end citizenship as defined in the Constitution: citizenship granted to “all persons born or naturalized in the United States.” 14^th Amndt forbids states from denying any person "life, liberty or property, without due process of law" or to "deny to any person within its jurisdiction the equal protection of the laws.” Congress has failed to end “birthright citizenship” many times. Supremes might revive racist Dred Scott for GOP!

Boston thugs say they were inspired by Trump to beat up homeless “Hispanic.” 1938?

Is Trump a citizen? Friedrich Drumpf emigrated from Germany.

Carson wants to reverse 14^th Amendment too—all people born in America to foreigners lose citizenship. Is Carson a citizen?

Rubio and Jindal were born in US to non-Americans. Cruz is Cuban born in Canada.

Guess that leaves the American Indians to reclaim their land! Ms Liberty back to Paris?

Christie pays for his campaign with PA contracts—No bid contracts to his friends

Christie deleted text messages about Bridgegate. Claimed not know what staff did.

Walker wants Congress to repeal ObamaCare again! 54 times so far; to get elected?

Kasich will close all teachers' lounges in schools across the country. De-fund schools?

GoP promises no regulations—China explosions had no regulations either.

RubioCare will reduce cost AND coverage for all but wealthy.

It’s getting hotter, despite what GOP says

July saw the highest average temperatures since record-keeping began -- globally, not just in the United States -- the National Oceanic and Atmospheric Administration reported Thursday

Is the 529 college savings plan better than credits deducted from your taxes?

If your joint income is under $160,000 you may receive a greater benefit by taking the tax credit up to $2,500 than by avoiding taxes on your 529 gains. (Tax on gain of 7% on $30,000 is only $525 in 25%-bracket.) Usually the credits are more valuable than the tax savings from a 529 distribution. Plus, 40% of the credit (up to $1,000) is refundable. When you use the 529 for any educational expense, you have to pay tax (but not penalties) on at least part of the money you withdrew from the plan in the previous tax year. Help from grandma’s 529 may hurt a child’s aid calculation in the next year.

Best plan: Obama’s proposal to skip the cost for any child going to college.  

CA valley sinking 13 inches in 1 year—infrastructure destroyed

Sucking water underground to grow crops may end growing before the usage regs slow it in 20 years in the San Joaquin Valley.

SCAMS

We are still wasting $8 million per HOUR we don’t have in Iraq/Afghan/Ukraine.

America needs to take care of American’s needs FIRST!

Rebuild America Act: a five-year plan would invest $1 trillion and create or maintain at least 13 million decent-paying jobs—Senate Budget Committee but GOP says no.

If you get a letter from the IRS, hackers may have stolen your data from IRS

“The IRS will begin mailing letters in the next few days to about 220,000 taxpayers where there were instances of possible or potential access to taxpayer information.” IRS is offering free credit monitoring services and a program that assigns them a special ID number that they must use to file their tax returns.

Edward Jones broker caught overcharging for munis—no jail time

Edward Jones has agreed to pay more than $20 million to settle SEC charges that it overpriced new issues of municipal bonds. “Because current rules do not require dealers to disclose markups on municipal bonds, investors receive very little information about their dealer’s compensation in municipal bonds.” Stina Wishman, Muni head, did not go to jail.

Steven Covey, Edwin Lichtig, and Rex Hofelter as Pension Funding, and Pension Income, caught deceiving consumers about the costs and risks of their pension advance loans. They gave lump-sum cash advances for agreeing to redirect all or part of their pension payments over a period of eight years.  NO JAIL TIME

Jacob Keith Cooper caught in fraud but no jail

Cooper, Total Wealth Management, had $90.2 million from clients and much of that money was lost. He got fees and kickbacks from the funds he was putting their money into. Regulators fined him but no jail time.

LA owes you money—overcharged for water, really?

The Los Angeles Department of Water and Power would credit or refund tens of millions of dollars to customers who were overbilled during the botched rollout of a new billing system. Not even fired supervisor.

Springstone caught! NO jail time

Springstone Financial was ordered to provide $700,000 in relief to victims of deceptive credit enrollment tactics. Many consumers who signed up for Springstone’s deferred-interest loan product at dental offices to pay for dental work were led to believe that the product was interest free. In fact, interest accrued from the date of the consumer’s purchase and was charged if the balance was not paid in full before the promotional period ended. Approximately 3,200 consumers who signed up for the product ultimately were charged and paid deferred interest.

State Farm sued for using “junkyard” parts to fix cars—no jail charge.

State Farm steered their customers to the company's preferred repair shops, which sometimes use "junkyard," "knock-off" or "after-market" parts instead of those provided by the manufacturer. The result can compromise safety, as well as aesthetics. 

IAN

41 Watchung Plaza, B242

Montclair, NJ 07042

973.746.2014

www.InsuranceAdvisorsNetwork.com

Alerts 

How much are you subsidizing Exxon?

How much of your taxes go to the oil and gas industry profits?

America’s oil/gas industry is now #1 producer of gas and #2 producer of oil in the world yet your taxes continue to prop up this “struggling” industry. Over the past century, we have pumped more than $470 billion into the oil and gas industry as tax breaks. Once intended to jump-start struggling domestic drillers, these incentives have become a tidy bonus for the world's most profitable companies. ExxonMobil, Shell, Chevron, BP, and ConocoPhillips take about $3.34 on every barrel of crude. We pay the taxes they DON’T pay.

Get your tax break: http://www.amazon.com/Tax-Shelter-Americans/dp/1500426520

Track your refund

Now you can find out where your refund is at http://www.irs.gov/Refunds

http://www.amazon.com/Tax-Refund-Millionaires-Let-Uncle-Help/dp/149595644X

Will our so-called “representatives” in Washington stop corporations from evading taxes?

Do you think that Congress will pass the Stop Tax Haven Abuse Act (S. 174, H.R. 297) or will the lobbyists who pay for their elections and perks (trips, staff, decorating, parties, fund-raisers, planes, etc, etc) keep the laws that allow 19,000 businesss to use an offshore PO Box to put their $ billion tax burden back on us? 47 corps moved in the last 10 years. Burger King “merged” in Canada to avoid paying tax. Who is next?

Pay your fair share: http://www.amazon.com/Working-Millionaire-Tax-FREE-Self-insure-Self-fund/dp/1460945484

The income gap between workers and the boss is worse—3% vs 13% raise

Corporate lobbyists have so far kept the regulators from doing what Congress decided in 2010: List the CEO ratio. Research shows that the worker-to-boss gulf has been widening. According to a 2014 study, top management pay as a multiple of the typical worker’s pay rocketed from an average of 20 times in 1965 to 295.9 in 2013. Another study said that the boss takes a median package of $14.3 million. Workers earn $7.25 since 2007 and were stuck at $5.15 per hour for ten years.

 Walt Disney, whose chief executive, Robert Iger, received $43.7 million last year. Disney’s median worker received $19,530 last year. Who really earned Disney’s profits—Iger or the staff? “There is no basis for believing that if companies don’t pay $ millions they won’t attract top talent.”

CEO’s name their own directors who approve their own pay contracts.

The largest five banks control HALF of American banking

The largest banks maintain 45 percent of the industry's total assets. Too big to fail has come true—banks grew by 30% since the failure in 2008. We saved their A** then but Obama and Congress have given up trying to regulate their bad habits. GOP promise to shrink gov does NOT include a limit on bailouts. It will happen again.

Avoid the coming tax increases: http://www.amazon.com/Tax-FREE-Income-000-tax-free/dp/1477472584

GOP voters say more tax breaks for rich is NOT the answer—“trickle down” is dead!

A YouGov poll earlier this year found that only 29 percent of Americans agree with the idea that "lower taxes on the wealthy stimulates the economy, with the end result of greater wealth for everyone." A recent Pew survey found that just 27 percent of American adults say the amount they pay in taxes "bothers them a lot." More than 60 percent say they are bugged by their perception that rich people and corporations don't pay enough. Kansas tried the “trickle down” and it didn’t work.

Will regulators force your broker/advisor to be honest in giving advice?

If the proposed regulations are issued by Obama, the fiduciary “do what is right for client” standard would replace the suitability standard that brokerage firms have used for decades. Brokerage firms would need to disclose compensation and conflicts of interest. The industry needs a new business model—help client—NOT sell the firm’s most expensive products. Examples: https://www.youtube.com/watch?v=8y6buvXsyto

https://www.youtube.com/watch?v=axxj_9XpWdc

Retirees beware state taxes

Some states make it hard for retirees to stay. Property tax and rents are chief among the drawbacks to living on the coasts.

Live Tax-FREE in retirement: http://www.amazon.com/How-Retire-Tax-FREE-Income-increases/dp/1484156951

Survey says young Americans don’t need the advisor industry

Americans between 18 and 34 are a mix of pragmatism and optimism, according to a survey of about 5,500 American adults done by Harris Poll for Northwestern Mutual. While younger workers figure they’ll lack the corporate pensions and social safety nets their parents may have, the survey shows they’re confident in their ability to improve their financial future. More than 70 percent feel secure or very secure that they'll meet their financial goals. Financial information is readily available on the Internet. Free money management tools and accounts make it possible to do everything yourself:

Use your IRS-approved Tax-FREE account: http://www.amazon.com/Working-Millionaire-Tax-FREE-Self-insure-Self-fund/dp/1460945484

Owe the IRS or have problem you can’t fix?

The Taxpayer Advocate Service is the IRS’s storefront. They explain your rights as a taxpayer. They offer free help for problems that are causing financial difficulties for you. Each state has at least one Local Taxpayer Advocate who is independent of the local IRS office and reports directly to the National Taxpayer Advocate. Call 1-877-777-4778.

DEM & GOP crazies

Has our Congress re-created the government we overthrew?

Remember why we fought the British government in 1776.

Today our so-called ‘representatives’ are millionaires and don’t know how we live. They are bought by lobbyists and the wealthy. Elections are decided by money so now we have “taxation without representation". Our “reps” have reversed the American progressive tax system so that working people pay 32% and the wealthy pay 14% or less. Our “reps” passed the repeal of the estate tax so the wealthy can create family dynasties. They cut the services we need to pay for the military-industrial complex. They let 2/3rds of corporations pay NO tax. We are paying for 1,208,083^[1] armed personnel in the United States and 164,253 armed personnel guarding corporations in 150 countries around the world. Those corporations avoid taxes by keeping profits in foreign countries.  

Isn’t this the situation we faced in 1776 except now Washington acts like Britain?

GOP crazies

GOP candidate Rand Paul wants to cut taxes for the rich and workers pay more

His FLAT tax of 17% and 0% on investments is at the heart of this misguided plan. Most working people don’t pay 17% income tax. Wealthy would pay nothing since they live on investments (See Romney’s return) and nothing when they die with estate tax repeal. Dynasties will rule elections (CitizenUnited). Corporations like Apple pay 9% now and will keep their earnings overseas. Since he wants no IRS, corporate/wealthy could evade ALL taxes without penalty. If there is no FICA or Medicare tax then seniors will have NO Social Security and NO Medicare.

Back to the Middle Ages—serfs starved and dynasties ruled!

Rand’s Daddy, former Sen Ron Paul selling doom newsletter

“Worse than Great Depression is coming,” he says. He predicts currency collapse—complete financial meltdown. He says Social Security and 401k will be taken over by government and taxes increased. You protect yourself by buying some guy’s newsletter. SEC has fined newsletter guy for this BS before.  

GOP future President is NOT popular in own state and wants to cut Social Security?

C. Christie is visiting friends in NH since NJ would like to elect someone else. His poor showing in negotiating with EXXON has made him NOT a native son anymore. Polls say he is not liked—even among GOP—but loved by other states. To gain votes outside NJ, he promised he will means-test Social Security and raise the retirement age for SS and Medicare. How many voters will back him by cutting these programs? He also flipped back to support for vaccines after being against them last month.

GOP favorite Cruz has Wall Street money too

Bob Mercer, a reclusive hedge fund manager who made his fortune using computer trading, emerged this week as a key early bankroller of Mr. Cruz’s campaign start. He is believed to be the main donor behind a network of four “super PACs” supporting Mr. Cruz that reported raising $31 million just a few weeks into his campaign. Cruz wants to eliminate tax on hedge funds now.

GOP youngblood Rubio cuts taxes too

If you live on investments, like Mitt, your taxes from capital gains from a stock portfolio would be eliminated. Rubio also wants a big tax cut for families, by expanding the Child Tax Credit and letting parents apply it against both income and payroll taxes. No plan for making up the deficit this creates so we must wait to see how the poor will make up for the rich’s tax breaks.  

LA now allows people to discriminate for ‘religious’ reasons

Louisiana Gov. Bobby Jindal (R) supports the bill that explicitly allows discrimination based on an individual's religious beliefs," HRC legal director Sarah Warbelow said. "Nobody gets to go into court for a balancing test, there's no interpretation by a state judicial system. It flat-out gives individuals a right to discriminate, period."

“I will not serve you because the Bible tells me not to,” will be the norm in LA.

HEEEEES BACK

Donald has his birth cert. and he says he will surprise us in 2016. "This time, I'm very far down the line, so we'll see what happens," Trump said. "I'm going to surprise a lot of people." In fact, Trump pointed to his doubters as proof of the strength of his candidacy. "I'm going big," he said. "I get the biggest crowds. I get standing O's when I speak because people like that they know that I'm not going to let China rip us off, I'm not going to let Mexico continue to rip us off ... Japan is doing a big number and nobody knows it."  

Have you seen his TV ratings recently?

Kansas is now wilder than the old Wild West—a gun runner’s dream!

Kansas cancels gun permit and training requirement—we are not in safe Kansas anymore!

Even Wyatt’s Wild West had more gun controls than Kansas where crazies are now free to pack and don’t need gun training. KS had one of the lowest accidental shooting ratio before.

States cut basic services as GOP consolidate statehouses

States are stripping food stamp benefits from a million childless, able-bodied adults ages 18 to 49, according to the Center on Budget and Policy Priorities, focused on low-income American lifestyles. For instance, Maine has reimposed a three-month limit (out of every three-year period) on food stamps for able-bodied adults without minor dependents unless they work 20 hours per week, take state job-training courses or volunteer for about six hours per week. Usage has dropped nearly 80 percent since last year despite uneven job growth in ME.

Earn 5% on your checking?

You must use the debit card and direct deposit and other rules but 5% is 5%.

http://www.myconsumers.org/personal/checking/free-rewards-checking.html

Saving for college?

Use the tax-FREE savings account with higher rates:

http://www.mymoneyblog.com/529-high-yield-savings-interest-rate.html

New hope to control Alzheimer’s

Research at Duke University showed immune cells which start attacking nutrients in the brain may be a trigger for the disease. They say their findings could open up new avenues of research for a field that has not developed a single drug to slow the progression of the disease. If you can block this local process of amino acid deprivation, then you can protect from Alzheimer's disease.

SCAMS           Why are we still paying $700 Billion a year for WWII deployments? That is 27 cents of each dollar in taxes—the largest part of our money—and we aren’t even at war. We could pay off our debts and fix our schools, roads and bridges!

We are paying for 164,253 of our active-duty armed personnel to be in 150 countries around the world. We have about 50,000 in Japan and 50,000 in Germany.

Are we preparing for WWII again? There are 1,208,083^[1] armed personnel in the United States. Our taxes pay for about HALF of the WORLD’s military expenditures every year. We have wasted $398.6 billion so far on the F-35 program—they can’t fly safely.

We just can’t afford to pay for everyone else’s defenses anymore.

Japan, Germany and S. Korea can pay to defend themselves.

The War on Terror requires SEALS’ attacks on top terrorists at their homes. Iraq proved converting a nation to Western-style republic doesn’t work. The troops we trained ran away. We are wasting $4 billion a year on Afgan tribal rivalries; paying ransom to Al Qaeda; supporting corruption with our money.

NYC not guilty of negligence in death of 4-year-old girl because she did not call 911 herself while dying. Under established case law, to support a negligence claim there must be direct contact between the injured party or a family member and a city representative in order to create a “special relationship” between them.

GM not guilty of murder—corporations are people for elections but not when they kill

GM won't face lawsuits stemming from problems tied to its deadly ignition switch, a federal judge ruled. The decision upholds GM's so-called bankruptcy shield. GM acquired the shield as part of its bankruptcy when a new company was created in 2009, referred to in court as "New GM." GM knew the switch killed drivers but kept installing it after 2005. Some law enforcement officials say the information the automaker withheld might have changed their investigations. In all, G.M. now acknowledges that the defective ignition switch contributed to at least 47 accidents (a recent revision from its earlier tally of 32), including those that caused the 13 deaths. Premeditation makes it murder not negligence. Killing for profit is murder: $0.57 extra profit.

IAN

41 Watchung Plaza, B242

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