Friday, February 19, 2016

Another corporation leaves US with their tax bill

Another American company moving to Mexico after taking our tax money
Carrier made air conditioners in Indianapolis. Mexico did not suck the jobs out of America. We sent them the jobs. American businessmen decided to move 1400 good-paying jobs to Mexico so United Tech’s group could get a bonus to cut costs. This violates their mission Core Values and history.  CEO Nelson claims he is dumping 1400 workers to “maintain quality.” Quality comes from design and employee commitment. The company received a $5.1 million tax credit from the Department of Energy — for the sole purpose of creating and maintaining green jobs in the United States. They broke promise to these workers and America. No wonder Trump and Sanders have voters.
Avoid paying the taxes Carrier used to pay: http://www.amazon.com/Tax-FREE-Income-000-tax-free/dp/1477472584

Did you get a 23% or 35% pay raise for your work in 2015?
Bank of America CEO Moynihan received a massive 23% pay hike in 2015, pocketing over $16 million. What did you do for your raise? Moynihan drove the company stock DOWN 28% in the last year (down 73% in 10 years). The market rose 48%. He DOUBLED the loss in stockholder equity. This usually means the boss did a bad job but not for bankers. Like the crisis of 2007-8, bankers are rewarded for losses. Chase’s Dimon's 2015 compensation increased by 35 percent to $27 million. They get credit for increased earnings even though it was the economy not brilliant management that did the trick. Brian, as manager, actually lost $10 BILLLION in legal costs from bad decisions.

Investment advice you won’t get from your broker/advisor
The investors who actually make money from what they know and NOT from your money say: “the time to buy is when blood is running in the streets." Your broker makes money from your money when you trade so their advice is BIASED. They are just salesmen not knowledgeable investors. Real investors are patient and know it is time to buy oil-driven stocks now AFTER they have fallen 30%. When they rebound, real investors will profit BIG. Master investors Warren Buffett, George Soros and David Tepper have bought Phillips66, Kinder Morgan and other energy related stocks. Since regular investors don’t know energy companies well, they invest in the group like Vanguard Energy Fund. It is one of the Vanguard Top Ten: http://www.amazon.com/Vanguards-Top-Ten-mutual-funds/dp/150073909X

Uncle Sam will pay you to save for retirement
Saving for retirement is hard but you can get help. First, make an IRA contribution for 2015 by April 18, and reduce your income taxes. Second, take the Savers Credit up to $4,000 for your IRA, 401k, SEP, SIMPLE, etc contributions. Third, reduce your payroll tax withholdings to match your current refund so you can start saving this year. You will have more money in your paycheck each month to save and invest. This will put the Miracle of Compounding to work for you now. $250 a month is worth $1,000,000 later: http://www.amazon.com/The-Miracle-Compounding-Turn-into/dp/1470176513


Get your refund quickly
File using an IRS approved vendor and file for FREE electronically. Have the IRS credit your bank accounts in 2 weeks. Most states follow the same pattern. Most vendors do Fed for FREE. Some charge for state filing. The nice part is that once you use them, they carry forward your data and credits for next year. Usually, you just copy your W-2, 1095, etc forms onto their screen forms. Fairly easy and most offer all the forms and worksheets you need to file. If you ever have a mistake it is easy to file an amended return since you have the old data in your file online. Prices increase later in the season so file early. Remember, IRS does NOT call you asking for money. Ask scammers for letter. 

What do the GOP candidates say they will do?
They don’t all agree but these seem to be the things they agree on.
No abortions even for incest or rape or to keep mom from dying.  Rubio
No immigrants: must wait/pay fees/file forms even if life is threatened at home. Trump
No/low taxes for those that live on their wealth—0 tax on dividends/gains. Rubio
No complicated tax rules for wealthy and corporations. Cruz
No hold on corporations: cash is speech, unlimited promotion, inequality OK, no jail
No welfare: everyone must work or use soup kitchens, ER, church gifts and shelters.
No healthcare for all: use hospitals for routine care. But Cruz has ObamaCare!
No control on guns: shoot if you feel threatened by music, popcorn, people, etc. Bush
No regulations on commerce: bad drugs, bad air, bad water, bad products, bad serviceOK
No tolerance for non-Christians—War on Christianity ended by Trump
No sexual activity other than marriage—abstinence only. Rubio Cruz
No government programs to help people less fortunate--cut SS benefits Cruz
No government spending for non-defense—increase deficit. Cruz by $8.6 trillion.
No cuts in military spending--increases even in peacetime. Cruz
No plan for global environmental destruction, scientists are wrong Carson Cruz Trump

Conservatives want to keep social issues as they used to be, so they delay, delay delay in Congressional matters except military spending and tax cuts for already wealthy. “Starve the beast” (no taxes) is their motto but 2017 GOP tax plans increase deficits to pay for greater spending. GOP has become the NO tax and spend party—run up deficits.  
"Bush I. handed Clinton a $269 billion budget deficit.
Clinton handed Bush Jr. a $127.3 billion surplus.
Bush II handed Obama a $1.4 trillion deficit.
Obama has reduced Bush Jr.’s deficit to just $492 billion.
GOP = Tax (cuts) and Spend Party
Bush III $3.5 TRILLION over 10 years.
Rubio $6.8 TRILLION over 10 years.
Cruz $8.6 TRILLION over 10 years.
Trump $12 TRILLION over 10 years.


Yes, the market is down 8%. What should you do now?
Franklin Resources said Wednesday that investors withdrew $20.6 billion in the fourth quarter. Franklin saw investors pull $28 billion in 2015, the biggest quarterly redemption in its history. Investors have locked in a loss. They have lost ground but might be a good buy now near bottom. Franklin’s assets under management fell 13 percent over the past year. Vanguard has been taking in assets from many other fund managers because fees have been reduced as market returns have fallen past 0%. Low fees means you lose less. Consider your long-term investment returns. Stocks have provided 10-12% for any 15 year period. Balanced (stock/bond) funds like Wellesley Income have provided 10% a year since 1970 with only 2 down years. This year the stock market is down 8.5% but Wellesley is down only 0.8%. If the market regains its momentum in 1 week, you will have missed an 8% gain. You never know and so “stay the course.”
Wellesley is one of the Vanguard Top 10 funds you keep for life: http://www.amazon.com/Vanguards-Top-Ten-mutual-funds/dp/150073909X



Does our President need to be smart and truthful? Do they even care about truth?

Trump: “Cruz can’t run against me” suit because not citizen—new Apprentice show?
            “We’re voting with our middle finger,” Trumper said.
Cruz: Trump defended PParentd, attacked Bush II, and dirty tricks/lies.
Rubio: Tax for wealthy will be ZERO, China lends US another $6.8 trillion.  
Bush III: I spent $36 million to lose in NH and my brother will win SC for me. (63% of GOP still thinks Iraq had WMDs). Trump “fears me” because he attacks me.????

Trump’s immigrant First Lady--Melanija Knavs knows clothes’ design.

Sanders: A Wall Streeter wants his reform to eliminate cheating. It is Fairness stupid. 
            Financial crisis put no one in jail, thousands in jail for 1oz pot.

Scalia legacy:  Bush illegally installed as President, ‘corporations are people’ ideology: “money is speech” so OK to buy elections (Bush III still running after IA, NH loss), corporations can pick which birth control employees use/can’t use, SCOTUS decisions—4-4 ties for over a year bec Senate won’t consider Obama’s legal pick. Is Senate racist? GOP fears Obama confirmation now hurts 2018 elections. Scalia death suspicious: declared ‘heart attack’ by TX JP yet did NOT actually SEE the body and did not order autopsy. How can decide heart attack without examining body? "My gut tells me there is something fishy going on in Texas."
So YOU can be declared dead in TX without being seen? JFK killed in TX without exam too. It required Warren Commission to guess at death and now we will never know.

Regulators are the only protection we have since we can’t sue anymore
            “It is nearly impossible for one individual to take on a corporation with vast resources.” (GOP bill requires impossible: every person in class action suffer “same type and scope of injury”)
               Supremes stop us from suing—State courts no longer available to sue corporations!

Timothy Dembski Walter Grenda, Buffalo, caught misleading investors who lost 80%.
Former head, bank bailout: bank-busting is necessary or we have another 2007 meltdown
Future voters: under a new Oregon law, all eligible voters are registered automatically.

We need regulation—GOP is wrong—companies/cities wouldnt fix bad products on own


Tax regs in future may change value of your Roth IRA
Obama has proposed changes in retirement funding that may change how you structure your future retirement income. Changes are unlikely this year but could be included in “the middle of the night” budgets like the recent ban on Social Security strategy of “file and suspend.” Retirees who were unable to find work could tape their spouses’ benefits early to offset the 25% cut by filing early. Some benefits of a Roth IRA could be dropped: Required RMD, no IRA conversions, no contributions after age 70.5.

  

How our government wastes our money
OR terrorists left booby traps to kill FBI/police. Go to Gitmo?
Cuba returned US missile that was “inadvertently” shipped to Cuba by Spain, 2014.???

SCAMS
Pope OKs contraception for Zika: “avoiding pregnancy is not an absolute evil.” WOW
IRS warns of e-mail schemes rose 400 percent in phishing and malware incidents.
Hollywood Presbyterian paid a $17,000 ransom for hacked patient records. Our Future?

IAN
41 Watchung Plaza, B242
Montclair, NJ 07042
973.746.2014
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Friday, February 12, 2016

Wealthy avoid tax by faking asset values

Wealthy avoid tax by ‘ignoring’ rising asset values
You can reduce taxes on your illiquid assets when you sell them by ignoring their increased value or by using the “right” appraiser. Let’s say I bought a painting for $500 some time ago and I need to sell it for current obligations. I find an appraiser who values it at $1000. My gain is $500 and my tax is $140. I sell it to another collector for $50,000. I save $13,860. That’s a 10,000% profit. Wealthy people own many assets that only carry value in the “eye of the beholder”—art, land, buildings, jewels, old cars, and furniture.
Avoid capital gains taxes legally on all your capital: http://www.amazon.com/Tax-FREE-Wealth-How-laws-free/dp/1475089236

What are you supposed to do with your ObamaCare ACA 1095 forms?
Obama brought health insurance to millions for the first time. You need to use the new forms to do your taxes even if you would not have to file before. The purpose of the forms is to establish that you bought or received coverage, you have an exception to premium tax or a credit for the tax. 1095-A compares what you bought on the Exchanges to what Obama thought was affordable. 1095-B confirms you have insurance. 1095-C conforms your employer paid for coverage. Your tax preparer will use the forms to determine if you owe the tax “shared responsibility payment” or receive a credit for paying more than your fair share. ObamaCare was modeled on Romney’s MA health plan and was created by the GOP Heritage Foundation. http://americablog.com/2013/10/original-1989-document-heritage-foundation-created-obamacares-individual-mandate.html
Most developed nations provide health care to their citizens. Most working people realize they need coverage, like clean air, water and power. ACA is NOT being repealed.
https://www.irs.gov/Affordable-Care-Act/Individuals-and-Families


Banks caught misleading investors, again
Banks can’t be trusted until bankers take responsibility for actions. “If behavior doesn’t change, banks will not be trusted and they won’t be efficient in their financing of the real economy,” one observer said. Barclays, Credit Suisse found cheating investors. But bank stockholders actually pay the $150 million fines so bankers continue to break the law and avoid jail. Investors have little opportunity to learn about bank manipulation of market data in order to avoid it. Regulators can’t change behavior unless violators suffer consequences for bad acts. Regulators and prosecutors are governed by Congress which relies on bank donations. No matter who is president, Congress people like this money.  
Avoid the Pimps: http://www.amazon.com/The-Pimps-Wall-Street-middlemen/dp/151525254X

BEWARE: Which cars lose the most value as soon as you buy them?
In the FIRST year, the BIG losers, according to Forbes, are Cadillac CTS lose 34%, Kia Optima lose 35%, Mitsubishi Lancer lose 35%, Chevrolet Express lose 37%, Volkswagen Beetle lose 37%, Kia Cadenza lose 37%, Chevrolet Camaro lose 39%, Mercedes-Benz SL-Class lose 41%, Dodge Charger lose 45%, Nissan Leaf lose 48%.
Chose VALUE—Quality at the right price—not hype. Same goes for mutual funds, annuities, insurance. Low-cost beats high cost: http://www.amazon.com/Insiders-Guides-Discount-Financial-Services/dp/143480593X


How LONG will you need your investments to provide income?
Economists are now questioning Wall Street’s typical advice to reduce your stock exposure as you age. Your broker/advisor still thinks you will die broke, at age 80. Even Vanguard and Fidelity tell you to hold more bonds than stocks by age 65. Luckily, more DIY independent investors who manage their own portfolios act differently. They hold 75% in stocks through their 80s. See chart. Why? Baby Boomers have always “known” they are different than past generations. They live longer. They don’t listen to authorities well. They don’t want to live on 2% bond yields when they can get 10-12% from stocks. They may need more health care dollars than their parents later in life. They like working—playing golf 24/7 is boring. They have plans for their heirs. They make their own WAY! They use ALL the tools not just Wall Street’s products.
Create your own tax-FREE financial system: http://www.amazon.com/Create-Your-Tax-FREE-Financial-System/dp/1466367466

Is a “managed account” in your 401k right for you?
Fidelity and other ‘for-profit’ money managers are pushing this high-cost account on employers claiming it helps employees weather market swings. However, employer’s glee needs a correction since employers don’t have to pay for this added drag on retirement accumulations. Paying more every year will reduce your total nest egg. Many studies independent of ‘for-profit’ managers show that COST is the best predictor of retirement cash success. Employers claim the benefit of “professional” help makes it easier for employees to resist making mistakes. But unbiased advisors have shown that the extra cost (1.7% plus fund .7 %) can reduce the long term accumulation by 63%. You could have earned $500,000 but you only receive $185,000. Take Buffett’s advice:
http://www.amazon.com/Warren-Buffett-Your-Investment-Advisor/dp/1518690963


Does our President need to be smart and truthful? Do they even care about truth?

Trump: Tax plan increases income to rich and costs $10 T over 10 years.
            US needs new immigrants to make up for GOP tax breaks.
Jeb: Let’s nuke ‘em before they nuke us. Voters just don’t understand my destiny.
Kasich: Cut funds for PlandedParentd just before SC to prove religion creds.
Cruz: VP to Trump for GOP religion vote? But uses porn star for ads.
Bloomberg: Asks pollster about running to buy election from Trump.

Christie: Finally, I can go home to face BridgeGate suit and bully Jerseyians again.
            (We are tired of him too but we have years to go.)
Fiorina:  I guess voters in NH didn’t see my fake tape of PP killing children for profit!

Clinton: Cut the loopholes, raise taxes, but NOT mine. I will stay in the 0.01%er class.
            Hillary unleashes big money PAC to hit Sanders in NC.
Sanders: Plan for $0 deductibles/co-pays: health care is right not luxury. Gen/Color Gap!
            He beat Clinton in every demographic group except voters older than 65, non-whites and those with family incomes over $200,000. He won female voters by 11 points, 55-44. He won seven in 10 women under 45. He won 85 percent among 17-29 year olds. Health, education and construction jobs.

GOP Supremes kill Dem’s climate policy—Pollution Wins!
In an unprecedented move, 5 old republicans rule for Big Coal allowing more carbon pollution. The plan could cut emissions from existing power plants by a third by 2030 by closing hundreds of heavily polluting coal-fired plants and increasing production of wind and solar power. Eighteen states said they were “continuing to experience climate-change harms firsthand — including increased flooding, more severe storms, wildfires and droughts.” Those harms are “lasting and irreversible,” they said, and “any stay that results in further delay in emissions reductions would compound the harms.”
Climate changes: In 20 years, seniors will ask why did the gov let air become polluted to cause cancer and flood out my beachfront property!
 

KS GOP (Koch) voted to control the state Supreme Court elections
Gov passed law defunding Supremes to force decision on school funding. GOP wants to pick the Supremes not elect them. WI did this in 2000 and it is prime example of the worst aspects of money in politics. The legislature and the governor made a law that stripped the State Supreme Court of administrative power over lower state courts. And then to pass and sign another law that stripped the state’s entire court system of funding if any court struck down any part of the previous law.
“The New Politics of Judicial Elections” focused on state-supreme-court races in the last presidential cycle and concluded “special interests seek to install judges who will answer to them instead of the law and the Constitution.”

Regulators are the only protection we have since we can’t sue anymore
            “It is nearly impossible for one individual to take on a corporation with vast resources.” (GOP bill requires impossible: every person in class action suffer “same type and scope of injury”)
               Supremes stop us from suing—State courts no longer available to sue corporations!

DC pays young offenders to quit crime—positive programs for pay—cheaper than jail.
Supremes halt air pollution regulations and allow more coal to pollute air.
Fiat recalls 505,000 2011-16 Dodge Chargers—fall off tire jacks since frame bends.
GM recalls 473,000 trucks/SUV—brake pedal bolt needs more glue to stay on.
VW recalls 680,000 cars—Takata air bag.
MB recalls 840,000 cars—Takata air bag.
Scott Tucker, race driver, caught defrauding poor in payday loan rip-offs of 700% rates.
MI gov will NOT pay to replace Flint’s lead pipes this year.  

We need regulation—GOP is wrong—companies/cities wouldnt fix bad products on own



How our government wastes our money
Cliven Bundy, rancher who owes US $1 million—still has not paid fees.
CIA admits it faked info to back BushCheney war & waste $2 Trillion in Iraq.
GOP leader says avoid budget decisions by not having a budget at all. Just spend!

SCAMS
Vatican refused to sack priest convicted of child sex abuse, Spotlight –pope ignores it.             Vatican to forgive BIG sins and let child abusers go to heaven. NO jail time. 
OR terrorists —want amnesty! Last terrorist wanted love and marijuana!
Moazzam “Mark” Malik, American Bridge Investment Group stole $1million. Jail?
IRS hacked--inspector general  found that computer used to detect ID theft was hackable.
Cleveland bills $500 for child’s last ride to family of child Cleveland police kill?????

IAN
41 Watchung Plaza, B242
Montclair, NJ 07042
973.746.2014
www.InsuranceAdvisorsNetwork.com
Alerts
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Friday, February 5, 2016

Get extra tax refund

File tax return for FREE using IRS sites
https://www.irs.gov/uac/Free-File:-Do-Your-Federal-Taxes-for-Free Most returns can be done in 30 minutes by entering your data from your forms to the screen. It is as simple and safe as answering an online survey. Wait for all tax forms. Check last year’s return for your list. New ObamaCare form from the Marketplace or your employer answers question: “Did you have insurance last year?” Do you qualify for exception to fee?
Bigger refund? These credits give you refund in addition to your overpayment: Earned income, child, education, ObamaCare tax.
Refunds usually in 21 days. https://www.irs.gov/Refunds
Need last year’s return numbers? https://www.irs.gov/Individuals/Get-Transcript

Use your refund to invest using the wisdom of the ages
Buffett, Bogle and the Holy Bible are all you need to live the good life. Invest you refund like you are buying a home: pay the mortgage every month with automatic bill pay even when your home’s value goes down like 2007. In time, your home will be worth twice what you paid. Uncle Sam will help you pay for it because you can deduct the interest. When you sell your home, most of the gain in value is FREE—up to $500,000. When you invest using the advice of Buffett, Bogle and the Bible, you can accumulate more and spend all your gains without income tax. $250/month invested as they advise in a tax-FREE IRS account could be worth $1,000,000 or more over time. And Vanguard lowered their fees AGAIN on 35 mutual funds and ETFs, including target-date funds. Pay less earn more.
Wisdom to live well by: http://www.amazon.com/Buffett-Bogle-Holy-Bible-Investment/dp/1523693045


Obama fails to send corporate criminals to jail
A new report uses examples to show Obama Justice too weak on rich and powerful. Sen Warren looked at twenty criminal and civil cases in 2015 in which the federal government failed to require meaningful accountability from either large corporations or their executives involved in wrongdoing. This report, Rigged Justice, shows TWO TIERS of justice. When you or I rob a filling station of $1000, we are going to jail for up to 15 years. If a corporate exec robs the owners of $1,000,000, it is a company insurance policy or the shareholders that pays a fine. No jail time. These corporations paid millions—or billions—of dollars to make these cases disappear before any public hearing. Even well known cases like GM kills never went to trial. GM’s years-long cover-up of ignition switch problems in its vehicles resulted in at least 124 deaths and 275 injuries. Criminal charges against GM were dismissed.  

Meet the folks who helped create the GOP’s 2016 misfits
Koch Industries set out in 1990 to reverse the progressive culture in America. Koch succeeded in becoming the leaders of a new culture of unbridled profiteers at any cost. In 2011, when House Speaker John Boehner was desperate for Republican votes to prevent the government from defaulting on its debt, he went to see David Koch in Manhattan to plead for help. A new study reports that an E.P.A. database identified Koch Industries in 2012 as the single biggest producer of toxic waste in the United States. The company has been in and out of federal court over the years as defendants in cases alleging careless and sometimes lethal flouting of clean-air and clear-water requirements. Today, we see the fruits of this new culture: MI gov OKs poisoning of Flint’s poor children. KS eliminates business taxes and social foundations crumble. FL denies that sea levels rise as Miami floods.
Top GOP Congressmen use illegal insider information to earn 36% on investments they hold for 1 week. A few wealthy families fund national and local elections. There are now thousands of companies leaving America or evading taxes, even getting refunds. We need over 8,800 new taxpayers this year just to cover one expatriates’ (Johnson Controls) tax bill.  
Don’t be the only one left paying taxes: http://www.amazon.com/Tax-FREE-Income-000-tax-free/dp/1477472584

Tax cuts and deregulation don’t excite GOP anymore: they don’t work.
Our average total tax burden is $17,372 (31.5%). We pay income taxes (federal, state and local), sales taxes and payroll taxes (Social Security, Medicare, and Unemployment Insurance). Wealthy pay 17% total on average. Romney 13.9%  and Kerry 13.4%
Lower your rate from 31%? http://www.amazon.com/Tax-Free-Living-2012-strategies-build/dp/1477452702

Does our President need to be smart and truthful? Do they even care about truth?

Clinton: Email ‘convenience’ may cost her dearly. Emails become secret AFTER sent?
Trump: I don’t need the media anymore; I AM the news (entertainment).
            America does not need to debate the issues; I will fix America. Just watch me!
            I will "work something out" on health care. “We can’t let them die on the sidewalks of New York
Cruz: The former Ted was very different. Cut SS benefits for current workers plan
            Asked what would replace ObamaCare, Cruz had no answer!
            Large tax cut for rich increases federal deficit by over $3.6 trillion
Sanders: Lloyd Blankfein, CEO Goldman said the senator’s attacks on bankers and the             "billionaire class" makes this “a dangerous moment.”
Christie: “I’ve got to beat Jeb and Kasich here—to know whether I “go forward or not,”
Jeb: Calling in the BIG guns—brother and mom—Bush baggage Let’s go to war.

Fiorina: “She is trying for the White House, but she's probably more qualified for the Big House”
Bachmann: Jesus is “coming soon” and that “we’re seeing the fulfillment of scripture right in front of her eyes.”
IA caucus: Cruz won with 28%, 24% for Trump and 23% Rubio. Sanders won 80% voters under 30, but that’s only a fifth of the electorate. Clinton got about 60% age 50+. No avalanche of new for Trump/Sanders. Jeb paid $2,710.55 for each vote. Christie, Ben, Fiorina, Huck, Kasich, Paul, Rick, O’Malley fail.

Regulators are the only protection we have since we can’t sue anymore
            “It is nearly impossible for one individual to take on a corporation with vast resources.” (GOP bill requires impossible: every person in class action suffer “same type and scope of injury”)
               Supremes stop us from suing—State courts no longer available to sue corporations!
Maryland judge electrically shocked defendant in his courtroom. No jail time.
SEC cuts broker audits—client abuse/overcharging may result
Toyota caught charging non-whites more for loans and so paying dealers more.
MI-appointed Flint manager switched from Detroit's water to Flint R? FBI criminal?
Toyota recalling 320,000 Toyota  Lexus pickups and SUVs model-years 2003 to 2006.
Is your tax preparer licensed? Check if legit: http://irs.treasury.gov/rpo/rpo.jsf
American Growth Funding, Ralph Johnson, stole $8.6 million from investors

We need regulation—GOP is wrong—companies/cities wouldnt fix bad products on own


How our gov wastes money
$23 billion LCS program—ships can’t beat small Iran ships, guns don’t fire right!
$1 trillion F-35 fighter ‘snakebit’ software bugs; expensive and notoriously unreliable
More military to Europe to ‘scare’ Russia—why can’t Europe military pay for it?

SCAMS
Five vehicles that Consumer Reports strongly recommends avoiding for 2016.
Jeep Wrangler, Mitsubishi Mirage, Chevrolet Spark, Scion tC, Toyota Yaris have problems the sales ads don’t mention. Best Buy: used high reliables like Camry, Malibu, Civic, Corolla,
CIA leaks false info to its own employees so Congress and press is faked out too. (You can’t handle the truth!

Who owns your account now?
RCS Capital, holding company, Cetera Financial Holdings Inc. bankrupt.
Toyota to drop Scion brand.
Orange Capital is shutting down after a year of poor performance

IAN
41 Watchung Plaza, B242
Montclair, NJ 07042
973.746.2014
www.InsuranceAdvisorsNetwork.com
Alerts
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