Friday, January 14, 2022

Time to get back to basics

Make the New Year better

Time to get back to basics

Create a $2,000,000 tax-FREE Retirement System. Use the best legal tax shelter: no taxes . . . ever. Tax-favored over a 401k even with 6% match. Protect your family and assets with your System’s Wealth Reserve. Borrow from your mature Wealth Reserve to pay for large purchases. Buy whatever you need without going into debt to others. Self-insure manageable risks—invest the premiums saved. Buy financial services wholesale--save $3,000 a year. Manage your System in 1 hour per year. $2 million can produce $160,000 a year in retirement. You may begin online in 1 hour and $250 a month. This strategy is recommended by Warren Buffett, John Bogle and many others. It is simple, cost efficient and automatic once you set it up. Buy at cost your whole life.

No sales person will call: https://www.amazon.com/New-American-Retirement-System-Wealth-Reserve/dp/1461030072

 

Are these 10 mutual funds right for you?

These funds provide the 3 most important keys to investing success: low-cost, diversified, growth and income. With these funds, you don’t have to worry about changing funds as you get older and earn more money. Using a large complex of funds owned by you, the investor, you pay no commissions and charges that can take 63% of your total accumulations. You enjoy every sector of the stock and bond market whether producing growth or income. You benefit from the Miracle of Compounding just as Warren Buffett does. You own them all for an average total return of over 11% per year.

Double your money every 7 years: https://www.amazon.com/You-Beat-Wall-Street-professionals/dp/1986031373

 

Is an index fund right for you?

If you were smart enough or lucky enough to have purchased Amazon, Apple or Tesla in 2001 and kept buying their stocks when the price fell in the last 20 years, congratulations. You can retire and play the market—buy the stocks your research says will be winners in the next 10 years. If you didn’t buy and hold these stocks early, you might have “settled” for a stock index fund. You may not have the time or inclination to do this even now. For most of us who realize we are not smart or lucky enough to have hit the stock market lottery, a stock market index is the best choice. Over the long term, time and compounding has produced over $1 million without the expense of betting losses every year. My New Year resolution is to commit to investing in all the largest successful companies like Amazon, Apple and Tesla using a tax-FREE account.

https://www.amazon.com/Millionaire-Mutual-Funds-Save-taxes/dp/1534939490

 

How much will you need to withdraw from your IRA this year?

The 2021 stock market return was over 28%. Even if your account was comprised of 40% stocks, you probably have more money in your IRA account as of December 31 2021 than you did in 2020. The IRS table used to calculate your annual and monthly RMD uses your age to determine how much you must withdraw in 2022. You are older so the amount you must take out is greater even if your IRA balance remained the same. Since you may need to calculate and send estimated taxes to the IRS each quarter, you need to add your RMD to your 2022 SS increase and any other income you may have in order to know where you stand for income and expense in 2022. I did this calculation of estimated income and expenses and found out I have to send more money to the IRS already this quarter. I set up the new payments at my bank’s auto bill pay so I don’t forget. Unfortunately there was no change in the $10,000 limit in my personal property taxes.

https://www.amazon.com/What-your-RMD-much-spend/dp/1718946716

 

 

 

 

?**********ACCOUNTABILITY**************?

 

 

Like 1776, this period is a test of democracyWe rejected an "American fascist" once

 

 

The Path to Dictatorship: 2010-2030

 

 

El Hefe is pissed

 

Americans: “prosecute Trump

 

Elections decided by cash

 

Cruz: “…despicable act of terrorism

 

McConnell: “overturn election provoked by Trump

 

Trump: provoking terrorist assault is “official duty”

 

New Justice Unit on domestic terrorism

 

Finally terrorist charged with sedition

 

InfoWars Jones profited from kids’ deaths

 

 

US civil war II

 

 

How Govt wastes our money:

Navy Pearl Harbor water supply contaminated by fuel making military kids sick

Billions for intel but all failed to listen to Trump terrorists call to overturn Biden gov

Another GOP refuses to testify about Trump’s attempted government overthrow

Do any Trump seditionists obey the subpoena law: delay till GOP takes over House?

GOP leader won’t describe Trump watching overthrow: NOT “legitimate investigation”

We pay 4 times as much for Covid tests than the world: we subsidize the health co profits

 

Manchin’s coal subsidies working to increase coal’s immersions for next generation

Coal miners ask Manchin to support BBB: child credit, worker benefits, solar/wind

Sinema shuts down Dem legislative year: Congress goes home; find voters, Trump wins

 

Refunds may be delayed: Covid, unprocessed 2020 returns, budget cuts, new changes

 

Army offers mercenaries $50,000 to “deploy to war zones” What war? Domestic terror?

Army has ‘personal choice’? 9,500 individuals who don’t believe in orders

 

SCAMS/SPINS:

Covid death rates by state: will GOP kill GOP voters before 2024 election? Plague 850K

GOP Supremes cancel health protection at work: US lives at stake: 1 or 2 million deaths?

Your ‘personal decision’: our health crisis: Hospital surgeries delay for your vaxx refusal  

U.S. breaks record more than 145,000 covid-19 hospitalizations: GOP going for more!

 

Living with plague: 2,000 deaths per day? “Personal choice” Trumps public health value

Another crazy GOP will stay in Senate: “mouthwash can kill COVID-19” Listerine: NO!

Another crazy: anti vaxxers use Betty White to misinform u—no shame: stroke not covid

 

TX mom put son with Covid in car trunk to avoid catching it: TX is like no other

Citigroup who have not been vaccinated by Jan. 14 will be placed on unpaid leave

Reimbursement for rapid at-home tests from insurers promised: no one knows how done

 

Your ‘friend’ hack: using your friend name, stealing $10,000 easy

Retirement money vanishes into phones: Phone sports betting promoted by Mannings?

 

United Debt Holding caught collection threats, unlawful practices, repeat offenders

Michael F Shillin WI caught churning client accounts stole $100,000 defrocked

Tara M. Brunst OH caught in “guaranteed rates of return” Ponzi, fake notes $9.3 million

Michael Rene Pena caught lying about his qualifications for license: defrocked

 

Fesum Ogbazion OH caught refund loan scam, tax evasion, etc $1million: prison 1 yr

Boeing UPS FedEx Cigna Pfizer J&J caught paying election deniers to keep Trump alive

Center for Covid Control caught promising tests not done; not reported, incorrect tests

Nursing homes caught providing sub par care by state as of April 2019

 

Navient caught misleading borrowers about the availability of cheaper repayment plans

Employer sued after its worker gave Covid to at home spouse: not workman’s comp case

Make sure you call the right police: police ignore robbery to play Pokemon

Tesla self drive software “aggressive” mode may kill more pedestrians during trials

 

Our guns kill: a child is shot every hour of every day: this epidemic has no vaccine

 

French fries and chips rationed: growing global potato shortage

This is why Apple phones cost over $1,000 and how Rolls-Royce had best year ever

Rich and Famous with Covid just Trumped vaxx and booster mandate: 2 sets of laws!

 

Jobs

Chase suing borrowers despite words of sympathy: the Covid pause is over

10 disappearing jobs: research your career’s future: 30 offer bright future

Andrew is on his own for rape charge: Queen removes royal calendar/military “awards”

Inexpensive living regions with virtual job duties: quit and move

 

Kroger Walmart workers can’t make a living wage so we, not corp, pay for subsidies

Pope does his own shopping: hangs at local record store--NO Amazon shopping

 

Who owns your account now?

A 30-year fixed-rate mortgage averaged 3.22%, up from 3.11%: refi time?

When you want to get away … for good: live on a cruise ship: $400,000 no prop tax.

Check all the data on you that is bought and sold to businesses

 

Skip your tax-preparer expense: file via IRS site and approved FREE software

Medical debt collectors reporting illegal bills to credit agencies can be sued

 

Miracles:

1973 film “Soylent Green” warned us about our current problems: few heard cry

Dog, missing 4 months, found trapped in snow: ID picture on internet seen by owner

Black woman on US coin: first ever recognition: “the racism and abuse she endured”

 

Hottest ocean temperatures in history recorded last year: sixth consecutive year 

Pig-to-human heart transplant made possible by new gene editing tools: respect pigs!

Cats rule human kitchen appliance: fun for Covid homebound

 

We can apply for Medicare online: https://blog.ssa.gov/apply-for-medicare-online

We can apply for Social Security online: https://www.ssa.gov/benefits/retirement/

We can apply for health care online: https://www.healthcare.gov/

 

IAN

41 Watchung Plaza, B242

MontclairNJ   07042

973.746.2014

www.InsuranceAdvisorsNetwork.com

Alerts available at http://dankeppel.blogspot.com/

 

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