Your Unbiased Advisor: IRS tax refund scam

How Govt wastes our money:

US has never funded 2 wars without a tax increase: our debt hole leads to China

Trump avoids insurrection trial for months so, as President, he can dismiss it.

Court: Trump not immune from prosecution for citing insurrection Jan 6

Congress can’t do anything and yet we still pay them: pay to help Trump?

Trump tells GOP to kill border security law they wrote: dictator rules Washington

NASA’s Solar-Powered Plane Could Scour Mars For Water: huge costs

CAMS/SPINS:

New IRS Tax Refund Scam: IRS won’t ever send you a text message or email

Raymond James caught taking ‘unreasonable commissions’ on small transactions.

Since 2020, new car prices have risen by 30%: Used car prices have jumped by 38%

Consumer First Legal Group caught: illegal advance fees to distressed homeowners

RiversEdge Advanced Retirement Solutions caught taking $5.5 million retirement assets

Recall: Honda 750,000 vehicles: faulty passenger seat airbag sensor

Recalls: 24 Hazardous Products That Were Recalled This Week

Recalls: dozen dairy: cheese, yogurt and sour cream with multistate Listeria outbreak

DeSantis wants to put FL homeless people in “specialized camps”; keep property values

Trump’s PAC paid Melania Trump’s stylist $18,000 a month for “strategy consulting.”

Jobs

Who owns your account now?

Best streaming services: Netflix, Shudder Discovery+, Peacock AMC+, Hulu, Paramount+

Advisors push “separately managed account” over model portfolio: account fees higher

Submit Your 2024 Taxes for Free

Miracles:

First functional human brain tissue produced through 3D printing

Monthly injection of Amgen’s drug, MariTide: some lost up to 14.5% body weight

1964 Feb Beatles hit NYC with revolution in music: B&W images

1974: this movie couldn’t be made today. Thanks Mel

We can apply for Medicare online: https://blog.ssa.gov/apply-for-medicare-online

We can apply for Social Security online: https://www.ssa.gov/benefits/retirement/

We can apply for health care online: https://www.healthcare.gov/

Lessons from successful investors

Our ‘Representatives’ let the rich pay less tax than we pay

A married couple making $200,000 a year could end up paying higher tax rates than a person making $200 million a year. That is the conclusion we see from analyzing the 15 top income earners. Some pay nothing just like the most profitable corporations. Who makes the rules that make the American progressive tax system a lie? They are the people we elect who take campaign funds (bribes) from these same wealthy folks. As one of the wealthy admitted: "We don't pay taxes. Only the little people pay taxes." When our Reps create systems that help wealthy folks hide their income, the tax rules can’t be used. The rich have no earned ‘income’ to tax. They hide their assets in legal entities that can’t be taxed by any method. Meanwhile working people pay about 32.9% total tax. We can’t avoid SS, Medicare, property, Fed and state income taxes. We can’t hide from taxes since we don’t have dummy corporations, trusts, oversees entities and many other legal tricks. For instance, Jeff Bezos with $177 BILLION net worth had so little ‘income’ in a couple of recent years that he was able to pay $0 in federal income taxes in those periods. Our Congress creates loopholes so the rich have NO income—so no taxes—and never get audited. For instance, they can live on a loan financed by their assets. Loan income isn’t taxed: a $ billion asset can produce $100 million a year. The IRS can’t even figure out their schemes. We live under “socialism for the rich.” We pay for the airports, highways, sports teams, courts, police, military, subsidies they use. They pay little.

https://www.amazon.com/Americas-Socialism-Rich-little-people/dp/1535218584

When to start taking your Social Security benefits?

Use this free calculator to maximize your benefits: https://opensocialsecurity.com/. There are a lot of issues in this decision for some people. SS benefits are usually taxable. For others like myself, I had to begin early because I could find no work in my career field. For others like my wife who was still working and building her final pension, the wait till age 70 was a way to increase her benefits to the maximum—about $1 million. Your situation is unique and this decision is worth between $500,000 to $1,000,000 in income over a lifetime. Get help using free sources, including a visit to your local SS office or pay a fee-only financial planner to help you calculate all your income sources and potential tax situations. A commission or paid-fee sales person may not provide the best unbiased advice. Always get a second opinion if a certain product is recommended.

https://www.amazon.com/Lets-Do-Numbers-Creating-Retirement/dp/1502775522