Don takes credit for other people’s money so as President …
Last year, Don
took credit for creating a golf course he does not own, did not pay for and yet
gets all the fees from. “I want to thank my family because they put up with
me,” Trump told the
crowd. “They say, ‘He’s crazy, he’s got to be crazy.’ But we knew we could get
it done.” Don’s company manages it for the city, whose taxpayers
spent $127 million to build it in an old Bronx
garbage dump. Don got 20-year deal to keep almost all the fees. Taxpayers get
the utility bills. Don got $8 million in revenue while taxpayers covered $1
million in water and sewage bills. He claims the course in his net worth. His
election video claims he “transformed a landfill into a championship public
golf course and saved
the city millions.” As Prez, Don will do Don’s deals and we will pay tax
bills.
Don’s deals give us a view of the new America .
https://www.amazon.com/Americas-Socialism-for-Rich-little-people-pay/dp/1535218584
Does market timing provide higher returns?
BlackRock, the index trading firm, found that if you were
out of the market just 5 days over
the last 20 years, your $100,000 investment would fall from $478,171
to $317,215. That is 5 of 7300 or 0.06849315% of the time. It costs you
$161,000! Or about 33% of your gains. And it you let it ride on the index, your
½
a million will double in about 7 years. It is
TIME in -- NOT timing the market that counts. Market timing requires you
know exactly when to get out and ALSO when to get back in. There are simply too
many unknowns for even the biggest computers and minds to figure the market ups
and downs. There are so many ETFs that even
when they make money, they’re unprofitable: they close. And when they do
well, less
than half of them do well the next years. So when your advisor tells you it
is time to buy or sell you can point out a BlackRock fact. That will impress
them and you will be richer and won’t need their advice anymore.
Funds or ETFs: Best for your goals? https://www.amazon.com/Funds-ETFs-Best-your-goals/dp/1537217267
GOP wants BIG govt help for themselves but not for others
GOP voted against Sandy
help for NY and NJ but wants govt money for own state
These Louisiana
politicians are demanding flood aid but voted against Sandy
relief. VP Pence
was against AIDS needles for other addicts but FOR needles for his own
state. GOP
states are voting to change the Constitution to suite their own private politics.
Koch Bros, who helped pay for GOP dominance, claim they
are against gov subsidies but take them for themselves. Koch has pushed KS
to cut schools, roads, staff and now no company wants to live there. Koch
got tax break. Congress people vote against insider
trading for us but allow it for themselves and get rich. GOP voted to shut
down the government and it cost us $ 24 billions BUT they got paid. TX
judge tells all states not to follow Obama’s bathroom policy. Don is or isn’t backing off his stance on deporting 11
million. We deported 235,413 people last year; 409,849 in 2012. Don’s group
says he will need 90,000 new agents and 1,250 new courts and judges at $300
billion. Plus their labor worth $1-trillion is lost. GOP never pays for
their ideas, like deregulation. It will cost $300
billion to fix GOP’s Flint water-saving idea. GOP says US must pay: https://www.amazon.com/Americas-Socialism-Rich-little-people/dp/1535218584
What is the Ultimate Automatic Wealth Management account?
Fidelity found that
their client accounts that were most successful were those put on
automatic—left alone—forgotten.
“The stock market is a device for transferring money from the impatient to
the patient.” Warren Buffett claims that his holding period is forever. He
advocates compounding (allow earnings on earnings to grow exponentially):
"My wealth has come from a combination of living in America , some lucky genes, and compound interest."
Robo-advisors work because money does NOT trade, rebalance, market time, buy
high-sell low or sector rotate. It compounds
exponentially. Besides you might end up with a “boy genius” broker that Morgan
Stanley “neglected” until too late. One client lost $700,000 life savings
and arbitration awarded her $150,000 refund.
$9 a day and time is
easier to earn $1 million! https://www.amazon.com/Best-Robo-Advisor-Ultimate-Automatic-Management/dp/1537111957
Is a hedge fund right for your pension?
More than 80 percent of investors redeemed at least a
portion of their money from hedge funds in the first half of 2016,
according to a study by Credit Suisse Capital Services. Underperformance by specific hedge fund managers was
responsible for 53 percent of those redemptions, according to the study. Brevan
Howard Asset Management last year cut 50 jobs because of losses. John Paulson
rose to legend-status when he earned a reported $4 billion betting against
subprime mortgages during the financial crisis. But now, from 2008
to 2016, hedge funds have averaged 2.5 percent. And the low-cost Vanguard balanced
fund has averaged 9.96%. High-cost hedge funds are competing against themselves
and you are better off with market returns of 10-12%.
Is taking Social Security benefits EARLY right for you?
Yes, you can start your benefits
early but you lose 25% for the rest of your life. You can’t reverse the
decision so you need to meet with your local office and your financial advisor
before deciding. This website has helped some http://www.myretirementpaycheck.org/
and you should read your statement at https://www.ssa.gov/myaccount/.
Waiting past your official retirement age (67+) bumps up your benefits each
year. If you still work past this age, your wages may increase your later
benefits. Generally, the calculation is based on your highest years’ incomes.
This is why all the fireman and police work overtime during their final years.
It adds to their pensions too. If you work after retirement SS reduces
benefits: If you go back to work before reaching your full retirement age, $1
in benefits will be deducted for every $2 you earn above the annual limit
(which is $15,720 in 2016). EXAMPLE: You retire early and go back to work
before you reach your full retirement age. In that time you earn $30,000 in
salary. Because you are $14,280 over the annual limit, your Social
Security benefits are reduced by $7,140.
Don’s Apology?: “Sometimes in the heat of debate, and
speaking on a multitude of issues, you
don't choose the right words or you say
the wrong thing. I have done that."
Hill’s Apology?: “I
followed advice of Colin
and other Sec. State before me.”
Don: “You’re living
in poverty, your schools are no good, you have no
jobs, 58 percent of your youth is
unemployed. What the hell do you have to lose?” Vote
for Don, bigot
Don’s team:
Hannity “I never claimed to be a journalist.” Fox news is not news.
Pollster Conway :
“I am white and he spoke to me. ” But
I’m paid to say that!
My plan for
a “deportation force” is “to be determined,” my handlers say. ??
Trumps “pretended
to be Swedish so we could sell homes to Jews.” Family
historian
I was against
bringing Americans home to get well from Ebola. I want no spread!
I will give
other people’s money to the LA flood I know media is watching now.
People give
to Trump Foundation to get
access too—I
give to Clinton too.
I want
black votes? but I
refused to go to NAACP convention. I was birther
head.
My advisor
Bachmann: “white
people suffered more under the Obama administration than
black people did during slavery.” She’s GREAT advisor!
I don’t
want to be president, just “listen to my meaning.” I just used $55,000 in campaign donations to buy
copies of my book at full retail price. Boost
my book ratings.
Mike: It is the media’s
fault for the drop in polls. Putin OK. Only 32% GOP trust media.
Hill: Colin Powell advised me to use
a private email account, I told FBI. Powell ?
I have 2-to-1
support from employees
working for defense giants. Bigger guns!
Tim: Bigot is person who is strongly partial to
one's own group, religion, race, or politics
and is intolerant of those who
differ. EG: All ‘Mexicans are rapists.’ ‘Keep
Muslims out of America .’
‘You are all living in poverty’. Etc etc.
Regulators are the only protection we have since we
can’t sue anymore
“It is nearly
impossible for one individual to take on a corporation with vast resources.”
(GOP bill requires
impossible: every person in class
action suffer “same type and scope of injury”)
Supremes
stop us from suing—State courts no longer available to sue corporations!
MorganStanley
caught charging its own employees $ millions in excess
fees in 401k.
Wells Fargo caught charging
students illegal fees and other things on loans
Arctic sea ice
melting at a rate far faster than anyone thought. Constant floods,
wildfires?
EpiPen raises price 600% so Sen Manchin kid, Heather, gets 671%
pay hike. 1-payer?
Single-payer either Mylar or Govt—like fire, police, health
is necessity not for profit.
First National Bank Omaha caught deceiving
consumers into debt cancellation add-on.
NJ Christie vetoes
legislation just to allow smart guns to be in stores—NRA owns NJ
We need regulation—GOP wrong—companies/cities
wouldn’t fix bad products on own
When everyone has guns; your
chance of being killed goes up. Police want gun control. They don’t
know who to shoot. Shot
a psych worker with his hands up while on ground.
Police shot
black homeowner who reported car stolen in front of house. They shoot first
if black or deaf. Deaf man was fatally shot when he tried to explain in sign.
SCAMS
MorganStanley
putting its employees in funds costing them $ millions in excess
fees.
McMansions define Ugly
in new way—Bad investment—home is never investment!
EpiPen raises price 600% and blames
Obama—favorite excuse of all monopoly gougers.
July was the hottest month ever recorded and this year is
likely to be the hottest
year ever.
Prosecutors and witness lie
to convict innocents all the time. DNA proves NOT guilty.
Ignoramus Award: US
Olympians show
how to lie after destroying restroom in Rio — America
great again? Lock Lochte in toilet till he cleans it!
Sign of the times
How our government wastes our money
Army made bad accounting entries worth $6.5
trillion for the year. That’s $300 a family.
Zika threat ignored by Congress just like AIDs. It cost us
over $440
billion eventually!
Plus all
the babies
will never have a chance for full life. Shame on congress.
Nuclear
accident will cost $2 Billion to clean up—AECOM used wrong chemicals.
Who owns your account now?
MetLife life and annuity move to a ‘spin’ off “Brighthouse,”
Met’s choice to avoid regs.
IAN
41 Watchung Plaza, B242
973.746.2014
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