Another American company moving to Mexico after taking our tax money
Carrier made air conditioners in Indianapolis. Mexico did not suck the jobs out of America. We sent them the jobs. American businessmen decided to move 1400 good-paying jobs to Mexico so United Tech’s group could get a bonus to cut costs. This violates their mission Core Values and history. CEO Nelson claims he is dumping 1400 workers to “maintain quality.” Quality comes from design and employee commitment. The company received a $5.1 million tax credit from the Department of Energy — for the sole purpose of creating and maintaining green jobs in the United States . They broke promise to these workers and America . No wonder Trump and Sanders have voters.
Avoid paying the taxes Carrier used to pay: http://www.amazon.com/Tax-FREE-Income-000-tax-free/dp/1477472584
Did you get a 23% or 35% pay raise for your work in 2015?
Bank of America CEO Moynihan received a massive 23% pay hike in 2015, pocketing over $16 million. What did you do for your raise? Moynihan drove the company stock DOWN 28% in the last year (down 73% in 10 years). The market rose 48%. He DOUBLED the loss in stockholder equity. This usually means the boss did a bad job but not for bankers. Like the crisis of 2007-8, bankers are rewarded for losses. Chase’s Dimon's 2015 compensation increased by 35 percent to $27 million. They get credit for increased earnings even though it was the economy not brilliant management that did the trick. Brian, as manager, actually lost $10 BILLLION in legal costs from bad decisions.
Be your own banker with a tax-FREE account: http://www.amazon.com/Tax-Free-Living-2012-strategies-build/dp/1477452702
Investment advice you won’t get from your broker/advisor
The investors who actually make money from what they know and NOT from your money say: “the time to buy is when blood is running in the streets." Your broker makes money from your money when you trade so their advice is BIASED. They are just salesmen not knowledgeable investors. Real investors are patient and know it is time to buy oil-driven stocks now AFTER they have fallen 30%. When they rebound, real investors will profit BIG. Master investors Warren Buffett, George Soros and David Tepper have bought Phillips66, Kinder Morgan and other energy related stocks. Since regular investors don’t know energy companies well, they invest in the group like Vanguard Energy Fund. It is one of the Vanguard Top Ten: http://www.amazon.com/Vanguards-Top-Ten-mutual-funds/dp/150073909X
Uncle Sam will pay you to save for retirement
Saving for retirement is hard but you can get help. First, make an IRA contribution for 2015 by April 18, and reduce your income taxes. Second, take the Savers Credit up to $4,000 for your IRA, 401k, SEP, SIMPLE, etc contributions. Third, reduce your payroll tax withholdings to match your current refund so you can start saving this year. You will have more money in your paycheck each month to save and invest. This will put the Miracle of Compounding to work for you now. $250 a month is worth $1,000,000 later: http://www.amazon.com/The-Miracle-Compounding-Turn-into/dp/1470176513
Get your refund quickly
File using an IRS approved vendor and file for FREE electronically. Have the IRS credit your bank accounts in 2 weeks. Most states follow the same pattern. Most vendors do Fed for FREE. Some charge for state filing. The nice part is that once you use them, they carry forward your data and credits for next year. Usually, you just copy your W-2, 1095, etc forms onto their screen forms. Fairly easy and most offer all the forms and worksheets you need to file. If you ever have a mistake it is easy to file an amended return since you have the old data in your file online. Prices increase later in the season so file early. Remember, IRS does NOT call you asking for money. Ask scammers for letter.
What do the GOP candidates say they will do?
They don’t all agree but these seem to be the things they agree on.
No abortions even for incest or rape or to keep mom from dying. Rubio
No immigrants: must wait/pay fees/file forms even if life is threatened at home. Trump
No/low taxes for those that live on their wealth—0 tax on dividends/gains. Rubio
No complicated tax rules for wealthy and corporations. Cruz
No hold on corporations: cash is speech, unlimited promotion, inequality OK, no jail
No welfare: everyone must work or use soup kitchens, ER, church gifts and shelters.
No healthcare for all: use hospitals for routine care. But Cruz has ObamaCare!
No regulations on commerce: bad drugs, bad air, bad water, bad products, bad serviceOK
No tolerance for non-Christians—War on Christianity ended by Trump
No government programs to help people less fortunate--cut SS benefits Cruz
No government spending for non-defense—increase deficit. Cruz by $8.6 trillion.
No cuts in military spending--increases even in peacetime. Cruz
Conservatives want to keep social issues as they used to be, so they delay, delay delay in Congressional matters except military spending and tax cuts for already wealthy. “Starve the beast” (no taxes) is their motto but 2017 GOP tax plans increase deficits to pay for greater spending. GOP has become the NO tax and spend party—run up deficits.
"Bush I. Clinton a $269 billion budget deficit.
Bush II handed Obama a $1.4 trillion deficit.
Obama has reduced Bush Jr.’s deficit to just $492 billion.
GOP = Tax (cuts) and Spend Party
Bush III $3.5 TRILLION over 10 years.
Rubio $6.8 TRILLION over 10 years.
Cruz $8.6 TRILLION over 10 years.
Trump $12 TRILLION over 10 years.
Yes, the market is down 8%. What should you do now?
Franklin Resources said Wednesday that investors withdrew $20.6 billion in the fourth quarter. Franklin saw investors pull $28 billion in 2015, the biggest quarterly redemption in its history. Investors have locked in a loss. They have lost ground but might be a good buy now near bottom. Franklin ’s assets under management fell 13 percent over the past year. Vanguard has been taking in assets from many other fund managers because fees have been reduced as market returns have fallen past 0%. Low fees means you lose less. Consider your long-term investment returns. Stocks have provided 10-12% for any 15 year period. Balanced (stock/bond) funds like Wellesley Income have provided 10% a year since 1970 with only 2 down years. This year the stock market is down 8.5% but Wellesley is down only 0.8%. If the market regains its momentum in 1 week, you will have missed an 8% gain. You never know and so “stay the course.”
Does our President need to be smart and truthful? Do they even care about truth?
Trump: “Cruz can’t run against me” suit because not citizen—new Apprentice show?
“We’re voting with our middle finger,” Trumper said.
Cruz: Trump defended PParentd, attacked Bush II, and dirty tricks/lies.
Rubio: Tax for wealthy will be ZERO, China lends US another $6.8 trillion.
Bush III: I spent $36 million to lose in NH and my brother will win SC for me. (63% of GOP still thinks Iraq had WMDs). Trump “fears me” because he attacks me.????
Palin dumping her AZ home cheap so she can be Sec State for Trump in DC.
Trump’s immigrant First Lady--Melanija Knavs knows clothes’ design.
Sanders: A Wall Streeter wants his reform to eliminate cheating. It is Fairness stupid.
Financial crisis put no one in jail, thousands in jail for 1oz pot.
Scalia legacy: Bush illegally installed as President, ‘corporations are people’ ideology: “money is speech” so OK to buy elections (Bush III still running after IA, NH loss), corporations can pick which birth control employees use/can’t use, SCOTUS decisions—4-4 ties for over a year bec Senate won’t consider Obama’s legal pick. Is Senate racist? GOP fears Obama confirmation now hurts 2018 elections. Scalia death suspicious: declared ‘heart attack’ by TX JP yet did NOT actually SEE the body and did not order autopsy. How can decide heart attack without examining body? "My gut tells me there is something fishy going on in Texas ."
So YOU can be declared dead in TX without being seen? JFK killed in TX without exam too. It required Warren Commission to guess at death and now we will never know.
Regulators are the only protection we have since we can’t sue anymore
“It is nearly impossible for one individual to take on a corporation with vast resources.” (GOP bill requires impossible: every person in class action suffer “same type and scope of injury”)
Supremes stop us from suing—State courts no longer available to sue corporations!
Gregory Ruehle, Oceanside CA, caught stealing $1.9 million in stock resale scheme.
Timothy Dembski Walter Grenda, Buffalo , caught misleading investors who lost 80%.
Former head, bank bailout: bank-busting is necessary or we have another 2007 meltdown
Future voters: under a new Oregon law, all eligible voters are registered automatically.
We need regulation—GOP is wrong—companies/cities wouldnt fix bad products on own
Tax regs in future may change value of your Roth IRA
Obama has proposed changes in retirement funding that may change how you structure your future retirement income. Changes are unlikely this year but could be included in “the middle of the night” budgets like the recent ban on Social Security strategy of “file and suspend.” Retirees who were unable to find work could tape their spouses’ benefits early to offset the 25% cut by filing early. Some benefits of a Roth IRA could be dropped: Required RMD, no IRA conversions, no contributions after age 70.5.
Plan your retirement spending wisely: http://www.amazon.com/Your-Retirement-Spending-Plan-enough/dp/1461084016
How our government wastes our money
OR terrorists left booby traps to kill FBI/police. Go to Gitmo?
Cuba returned US missile that was “inadvertently” shipped to Cuba by Spain, 2014.???
SCAMS
Vatican ignores serial (50 events) child abusers/molesters. Living in paradise?
Pope OKs contraception for Zika: “avoiding pregnancy is not an absolute evil.” WOW
IRS warns of e-mail schemes rose 400 percent in phishing and malware incidents.
Hollywood Presbyterian paid a $17,000 ransom for hacked patient records. Our Future?
IAN
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