Are you Winning the Investment War?
Are you earning less than 11% per year average on your
retirement money? Is your broker/advisor taking 1.5 or 3% of your account EACH
year whether they make money or not? Did they tell you how many years they have
beaten the market average of 11%? Did you know that your broker/advisor has
strict orders NOT
to help you reach your goals using low-cost products? … even if they are
right for you now? Do you understand what your advisor has in your portfolio?
Why do you still pay 12-b1 fees
for marketing charges if you already own the funds in your account? Did you do
any research on your broker/advisor? Have they been sanctioned in other states?
Did you earn 1.4% this year?
You can Win the Investment War: http://www.amazon.com/Win-Investment-War-Earn-11%25/dp/1522916369
Do you claim tax breaks for your ‘backyard’ like these folks
do?
Congress made the IRS tax law that lets the rich claim a
charitable deduction for their golf course (giving away the right to develop
land they still own and can use). In other words, we pay for their backyard
golf course with a view. 1,114 tax “evaders” took an average deduction of $872,250 based on the
rule, according to the IRS, for a total of about
$1 billion. If you are concerned about the national debt or your tax
bill, consider that the rich will always have their golf courses and don’t need
the tax break.
Pay your fair share: http://www.amazon.com/How-Retire-Tax-FREE-Income-increases/dp/1484156951
There is no reason to overpay for financial success
The record is clear: earn 3.79%
with advisor
managed account or 11% with a
market index fund like the Vanguard
500 or Fidelity 500
Index over time. If we just held the whole market and didn’t try to time the
ups and downs, we could earn 10-12% a year.
This is the record you could have:
2015 1.4%
2014 13.80%
2013 32.43
2012 15.88
2011 2.07
2010 14.87
Is your broker/advisor fee your largest expense?
Why not fire your advisor. That is what this client did.
When he found that his single largest expense was the $40,000 asset management
fee on his $5 million portfolio, he switched to a planner that charges by the
hour or event. No matter how big your holdings are, you can do better than pay
1-2% a year on assets advisors never touch. Just like a lawyer, you can find or
negotiate a fixed fee for service--charitable giving, tax planning, paying for
college and wealth transfers. After all, no advisor can see the future and
guarantee your asset level for 1%, 2% or 5%. Use Vanguard’s unbiased advisors.
Don’t waste your money: http://www.amazon.com/Keep-More-What-Earn-Diversification/dp/1479293474
GOP judge defies Supremes on marriage equality
AL state court barred state judges from issuing same-sex
marriage licenses, in contravention of the broadly accepted meaning of a June
2015 U.S. Supreme Court ruling. Chief Justice Roy Moore forbade probate judges
in the state from issuing marriage licenses that violate the state’s laws
prohibiting same-sex marriage, “until further decision by the Alabama Supreme
Court.” We either have one national court or we don’t.
Does our President need to be rational and truthful?
GOP silent on white gang grabbing Fed reserve—Silence means
agree?
Trump wants to send Cruz
back to Canada—Communist Cuba background?
Trump: It’s OK to use wrong
video for hoards of immigrants crossing border
Trump’s friend Putin says US
is threat to our “national security” UK
banned Trump
Trump: to increase
price of all goods from China by 45% -- almost everything we buy!
Cruz: won’t respond to Trump
attack on his Cuban religious heritage.
Obama blamed for Saudi executions—sounds like GOP:
Everything is Obama’s fault
Jeb: Sorry I lied
about NRA award and Charlton Heston’s gun gift! “I think I read it”
Jeb: Fed poverty programs end; give
money to states who make slush
funds
Christie: Out of state most of time costs
NJ taxpayers over $1 million for guards/vans!
GOP repeals ObamaCare the 61st time—still no
GOP replacement plan!
Nixon doctrine: “when
the president does it, that means that it is not illegal” Dictator?
(Some voters actually believe
candidate’s statements like immigrant roundup.)
Regulators are the only protection we have since we
can’t sue anymore
“It
is nearly impossible for one individual to take on a corporation with vast
resources.”
Supremes
stop us from suing—State courts no longer available to sue corporations!
Julius Baer Ltd, Swiss to pay $547 million for helping
Americans evade taxes. No Jail.
Caldwell International Securities caught churning
client’s accts –$1million overcharge
Reg. recall 90,000 pounds Huisken Meat beef--wood
found in Sam’s Choice.
MO says sex
between lobbyists and legislators is a ‘gift’ and must be posted on forms.
Finra Securities Helpline for Seniors (1-844-574-3577)
has recovered fraud and scam $
We need regulation—GOP is wrong—companies would not fix
bad products on own
Best advice an investment manager ever gave me
“You’re gonna get a statement every month,
Don’t
open it. Never open it. Don’t peek.” It was from Jack
Bogle, Vanguard.
Compare the funds that did the best over 20
years to help you decide where to invest your serious money. If you will
need money in 5-10 years, you will have it and you will have a chance to
receive the highest return possible without taking undue risk. Is there an
overlap between the best 1-5 year and the best 20 year funds? Well, that one
may be your choice. You don’t have to move your money every time another fund
advertises it has high returns. As Warren Buffett says, “my holding period is
forever.” Hold ‘em and let Buffett’s investment secret work for you.
HOW CONGRESS WASTES OUR TAX DOLLARS
Special Inspector General John F. Sopko has spent years
documenting waste, fraud and abuse in the U.S.
military’s efforts to rebuild war-torn Afghanistan .
We
have spent $110 billion on reconstruction projects in Afghanistan .
=Afgan courts that we pay for allow
men to kill innocent women. Let’s stop paying!
=Clive Bundy still has not paid his $1
million cattle fees to taxpayers and no indictment!
=Armed gunmen live in Fed building FREE—water, electric, gas
we pay for!
SCAMS
Gun collector kills wife over
washing then two others; own son kills him. OK?
GM claims airbags
not designed to protect us in head-on with trees in Bristow OK.
TX girl “everyone like” killed stopped at light in drive-by
shooting.
44
percent of lottery winners spend all their winnings in five years,
study says.
Clive “refused pay fees” Bundy’s
son leads sit-in over federal crime of OR rancher. Son has $530,000
federal loan for his truck maintenance firm which he isn’t running.
What did
they do to the Black
Panther Party?
IAN
41 Watchung Plaza, B242
973.746.2014
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