Teach your child how to pay less tax
Show your child how to invest like Warren Buffett. Use a tax-FREE account. Earn over 11% a year just like Mr Buffett. Use a special IRS account and grow $20,000 into $1 million tax FREE. A picture is worth a thousand words.
The Picture Book of Wealth: How to save and invest in pictures and stories
Warren Buffett’s secret to wealth:
Compound high earnings over time. Some clients’ use these low-cost Vanguard funds and receive over 12% a year. So far 2014 is on track.
2014 Total Return Fund Long-term Return*
7.1% 500 Index 11.1%* since 1976
14.1% Energy 12.8% since 1984
6.1% Extended Market Idx 11.3% since 1987
14.5% Health 17.3% since 1984
2.3% International Growth 11.1% since 1981
9.9% PRIMECAP 13.8% since 1984
6.5% Small Cap Index 10.9% since 1960
5.9% Wellesley Income 10.2% since 1970
8.9% Windsor 11.6% since 1958
7.6% Windsor II 11.2% since 1985
8.3% Average 12.1%
*Average Annual Returns as of 6/30/14 .
Could your IRA beneficiaries lose their inheritance?
Yes, they can and did for one man who named his legal will instead of his kids as beneficiary. His kids fought in court to recover the money, but the court awarded the $400,000 in the IRA to their father’s wife (married just 2 months). Check your will and retirement plan NOW: http://www.amazon.com/Your-Retirement-Spending-Plan-enough/dp/1461084016
More tax evaders and cheats
“So sue me” Obama tells critics of his “do something” strategy
“Middle-class families cannot wait for Republicans in Congress to do stuff," Obama said. "So sue me. As long as they are doing nothing, I am not going to apologize for trying to do something.”
Gun-totters not welcome by businesspeople: Why?
Guns on humans are deadly
Starbucks, Chipotle and now Target all quietly ignored their armed patrons at first, but eventually asked customers to leave their guns at home. Many restaurants, bars and theaters are quietly Tombstoning their places. Even the OK Corral gunfight site bans the real things. Wyatt and Doc were initially charged with murder unlike Zimmerman. Actually,Tombstone has a higher crime rate NOW with all the packers than in Wyatt’s 1880. Lead kills.
Starbucks, Chipotle and now Target all quietly ignored their armed patrons at first, but eventually asked customers to leave their guns at home. Many restaurants, bars and theaters are quietly Tombstoning their places. Even the OK Corral gunfight site bans the real things. Wyatt and Doc were initially charged with murder unlike Zimmerman. Actually,
GOP Crazies
Conservatives are learning the lesson of the 20s again—when you cut taxes for the rich, revenue and jobs go DOWN, not up. Kansas is in their 2nd year of learning that giving the wealthy more does NOT produce jobs—it produces more wealth. The wealthy don’t hire people when the have more money—they hire when there is demand. And then they use “other people’s money”—banks—to expand. They don’t risk their own money on a not-sure-thing—the economy. Only venture capitalists do that. And they are not in Kansas anymore. Cutting taxes leaves the state roads and schools worse off and no capitalist wants to live in such a community. How many times do they have to learn this?
Presidential Candidate cut taxes to rich and now steals state worker money
His record as fiscal steward has been dismal. Time and again, he has used dubious strategies to avoid raising taxes (sparing him from inevitable criticism by party conservatives), even when increasing taxes would be the right thing to do. Such tactics have not helped the state. New Jersey’s bond rating took another hit when Mr. Christie, facing a big budget shortfall, rejected the usual remedies — cutting costs, borrowing money or raising taxes — and instead cut state contributions to the public employees’ pension fund. Christie won office on promise to STOP doing what Dems do—AND blew $ millions on Bridgegate cover-ups and his son’s game helicopter.
Supremes reverse Constitution on religious freedom!
5 Old White Men support religious bias—to control certain women and births—just like in the Nazi period and in the Muslim world today.
The decision means employees of those companies will have to obtain certain forms of birth control from other sources.
"Congress shall make no law respecting an establishment of religion, ...". GOP “small” government decides our birth control choices. Next—color and sex of children we can have?
Constitution reversed—employees must live according to corporation’s religion.
Two Americas : one for employees of your favorite religious views and one for employees having freedom of religion. The majority of Americans oppose letting employers, based on their religious views, exclude certain contraceptives from workers’ insurance coverage. Before Scalia & Co, the court specifically held before that “[W]hen followers of a particular sect enter into commercial activity as a matter of choice," they cannot superimpose their “conscience and faith” onto laws that everyone else must follow. Now they can and every corporation will use this loophole!
Our Constitution formerly guaranteed religious freedom for ALL not just GOP. The women Supremes dissented: “decision of startling breadth.” Changes America .
Supremes help GOP “small” government break the unions
Supreme Court said personal home-care employees cannot be forced to pay dues to a union. In a 5-4 ruling, the Supreme Court said personal home-care employees cannot be forced to pay dues to a union. Unions will soon be out of business and employees will have to take whatever employers offer.
Supremes halt suit against terrorists’ supporters
Thousands of victims of the 9/11 terror attacks have lost their bid to revive a class-action lawsuit for allegedly providing material support to al Qaeda. Among the defendants are al-Qaida, its members and associates, along with charities, banks, front organizations, terrorist organizations and financiers. Among those dismissed were four bin Laden relatives who purportedly managed the Saudi Binladin Group, one of the largest companies in the Arab world. Gee, could oil be involved?
Insurers flock to FL to sell ObamaCare 2015
About a dozen health insurers filed documents by Friday's federal deadline indicating they intend to sell marketplace plans in Florida next year. The list includes returning big players like Florida Blue, Aetna , Cigna and Humana, as well as United Healthcare, which did not participate in the marketplace this year. Each insurer can sell multiple types of plans, and rates can vary across the state. Buy only what you need: http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083
Hospitals now paid to keep people OUT of ER
Hospitals now get penalized if you come back to the emergency room too frequently and if a hospital isn’t meeting certain patient quality and health outcomes and insurers are following the same mold too. Insurers no longer want to pay for hospitals that are just doing more and more test and procedures over and over again and they want to be paying for quality so hospitals are going to be held accountable if patients are too sick if patients are coming to the emergency room too frequently.
1.5 million worker’s retirement plans at risk—check yours
Retirement plans covering roughly 1.5 million workers are severely underfunded, threatening benefit cuts for current and future retirees, a federal watchdog agency warned. The Pension Benefit Guaranty said multi-employer plans, which are collectively bargained retirement plans maintained by more than one employer, are most at risk. "Plan insolvencies ... are now both more likely and more imminent than in our last report," the report said. At the same time, the agency said single-employer pension plans — covering just over 30 million participants — are on firmer financial footing and are likely to remain so at least over the next 10 years. Check your plan: http://www.amazon.com/Your-Retirement-Spending-Plan-enough/dp/1461084016
Surprises in 2014 initial quality ratings for new cars
Buy American-made—Camry, Honda, Toyota, F-150. Fewer and fewer even qualify as partly “made in America .” Jobs went overseas.
SCAMS Why are we still paying $700 Billion a year for WWII deployments?
We are paying for 164,253 of our active-duty armed personnel to be in 150 countries around the world. We have about 50,000 in Japan and 50,000 in Germany .
Are we preparing for WWII again? There are 1,208,083[1] armed personnel in the United States . Our taxes pay for about HALF of the WORLD’s military expenditures every year.
We just can’t afford to pay for everyone else’s defenses anymore.
Japan, Germany and S. Korea can pay for their own defense.
$70 Billion wasted ammo—Arms dealers benefit
The Government Accountability Office found that the military's poor tracking of its $70 billion worth of conventional ammunition had left it with an extensive stockpile destined for destruction, including some munitions that could still be used by troops. For instance, the GAO found instances in which troops retrieved workable missiles from its scrap heap to meet their needs. Another problem: the services' inventory systems cannot share data directly despite working for decades to develop a single database.
Big Brother testing its power
Facebook manipulated the emotions of hundreds of thousands of its users, and found that they would pass on happy or sad emotions, it has said. The experiment, for which researchers did not gain specific consent, has provoked criticism from users with privacy and ethical concerns. For one week in 2012, Facebook skewed nearly 700,000 users’ news feeds to either be happier or sadder than normal. The experiment found that after the experiment was over users’ tended to post positive or negative comments according to the skew that was given to their newsfeed. What Zuckerberg does for fun?
GM recalling rest of products
½ million more cars and trucks back to dealer. Service your own car now. Dealer full.
CEOs $ millions in pay enabled by his/her friend-directors
New study shows when corporation board consists of CEO friends, they cut future development to give boss an unearned raise. And it makes no difference if the shareholders know it--Directors paid by CEO. Even the Supremes have sided with the CEOs against shareholders’ ability to sue as a class.
Both sides of his mouth
Senator Rand Paul has warned Republicans of being too close to rich people, but he is also hoping to pick up some of Mitt Romney's Wall Street donors. “We cannot be the party of fat cats, rich people, and Wall Street,” the Kentucky Republican told the audience at the Freedom Summit in New Hampshire in April. “Corporate welfare should once and for all be ended” [“--Except for me.”]
At the same time, the founders and employees of Mason Capital Management, a $13.6 billion New York hedge fund, have become leading contributors to Paul’s political aims. Company co-founder Kenneth Garschina has also given $250,000 to America ’s Liberty PAC, a so-called super political action committee run by longtime supporters of Paul. In all, 17 of the company’s 33 employees have given at least $75,000 to Paul and funds he controls since he started his first U.S. Senate campaign in 2010.
Who owns your account now?
Conseco Life to Wilton Reassurance
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