Friday, March 28, 2014

Your Annuity is FREE

The Best Stream of Income for Retirement is FREE
Your FREE “Annuity”
Insurers take $ Billions from our annuity plans
Inflation cuts payment value in HALF
Guaranteed annuity income ends at death
Insurers never return our annuity assets


Wall Street upset with Obama’s sanctions on Putin’s Crimea grab; GOP upset too few
Goldman Sachs has made at least $1 billion in investments in Russian companies and won a three-year contract last year to advise the Kremlin on improving the nation's image overseas and to help the country attract more investors. Exxon Russia oil deal gives Putin stake in Texas Gulf oil fields. Morgan Stanley plans to sell its oil-sales unit to OAO Rosneft, run by Putin ally Igor Sechin. Citigroup Inc. has a more than 50-branch retail network on the ground.
Will Big Oil have its way with our government again?

Did your long-term care insurer NOT PAY your claim?
Sometimes you need legal help getting claims paid because insurers’ fine print. Your facility must have a specific license and the appropriate personnel and care. You must have hospitalization confinement first. Insurers deny payment for light housekeeping or errands a caregiver runs for the policyholder. You forgot to pay premium.

USAA and State Farm Earn Top Customer Experience Ratings for Insurers
USAA and State Farm deliver the best customer experience in the insurance industry, according to the 2014 Temkin Experience Ratings, an annual ranking of companies based on a study of 10,000 U.S. consumers. USAA has maintained its position as the top-rated insurer for the fourth year in a row, earning a 78% rating and rank of 29th out of 268 companies across 19 industries. This is also State Farm's third straight year in second place. Buy only what you need and save $22,000 over time: http://www.amazon.com/Vehicle-Insurance-Beware-Double-Coverage/dp/1480027634/

2013 bad weather was our fault
Extreme weather events in 2013 can largely be traced to global warming caused by human actions, stated in the newest Status of the Climate Report from the United Nations. Hybrid car? 2007 Prius $12,500 100K mi.            

More Women Than Men Outliving Their Resources, Surviving In Poverty
"Women tend to live longer, to have not worked in jobs that provided them with enough pensions and/or pay as much, so they don't put as much into the Social Security system," an observer said. "So, they're living longer with fewer resources and that's a problem with a lot of the women we see. They have problems making ends meet."
Men generally have careers that take them through retirement, Martinsen, director of the Area Agency on Aging, said. In their own old age, then, "women often end up, having families living with them or having to access financial support from them, or from the government for medical or housing subsidies," Martinsen said. Prepare for your future: http://www.amazon.com/Financial-Future-Insurance-mutual-funds/dp/149355204X/

CR looks at your hospital for quality care
In 2011, 722,000 annual hospital-acquired infections alone killed 75,000 patients, the U.S. Centers for Disease Control and Prevention reported on Wednesday. Combining the raw data yielded a safety score of 0 to 100. Miles Memorial Hospital in tiny Damariscotta, Maine, came out on top with a safety score of 78, while Bolivar Medical Center in Cleveland, Mississippi, brought up the rear with an 11. www.ConsumerReports.org,
Medicare.gov/hospitalcompare also rates hospitals.

Long-term care insurance use fluid tests, interviews
Insurers are becoming more comprehensive in their underwriting since claims are showing up at earlier ages. Women are now charged more than men. The blood and urine testing requirement is becoming universal. Some examples of conditions that encompass the highest potential risk of morbidity continue to be: Diabetes; Osteoporosis; Arthritis. Personal interviews may be required too. Consider alternatives: http://www.amazon.com/Long-term-Care-Insurance-Updated-2013/dp/148274001X/



SCAMS           Why are we still paying $700 Billion a year for WWII deployments?
We are paying for 164,253 of our active-duty armed personnel to be in 150 countries around the world. We have about 50,000 in Japan and 50,000 in Germany.
Are we preparing for WWII again? There are 1,208,083[1] armed personnel in the United States. Our taxes pay for about HALF of the WORLD’s military expenditures every year.
We just can’t afford to pay for everyone else’s defenses anymore.
DoD head Hagel proposes budget cut but still pay for Lockheed F35 plane failures.

AXA annuity caught misleading clients
A New York regulator alleges that AXA limited the returns of legacy variable annuity clients. AXA contract changes may have lowered the value of certain guaranteed benefits that are eligible for periodic benefit base resets; clients are only eligible for a benefit base reset when his or her account value rises, according to the regulator. If the changes limited returns, clients would lose the benefit base reset.

Obama sticking with 2010 law against tax evasion—banks fighting since 2010
As a new U.S. anti-tax evasion law is poised to take effect on July 1, the Obama administration has rebuffed requests by banking groups to delay implementation. 
The Foreign Account Tax Compliance Act (FATCA) will require foreign banks, insurers and investment funds to send the IRS information about Americans' offshore accounts worth more than $50,000. Banks failing to comply could effectively be frozen out of U.S. capital markets.
We bailout banks and hedge funds AGAIN
IMF provided 18 BILLION to Ukraine. This amounts to a bail-out for Russian state banks and Western funds accused of propping up the previous regime and for vulture funds that bought Ukrainian debt cheaply for quick gain. Unlike Greece and Cyprus, debtors will receive 100% payback. Tim Ash, from Standard Bank, said: “Ukraine has been the ultimate moral hazard play and it’s cavalier to expect taxpayers to cover this.”

Taxpayers buy $1 million propaganda supporting NJ Christie
Lawyers hired by Gov. Chris Christie of New Jersey at public expense issued their findings Thursday on the traffic jams at the George Washington Bridge in September, apparently engineered as a bizarre form of political revenge. To no one’s surprise, Mr. Christie’s lawyers have found his hands to be clean. He was without fault, they declared. This glossy political absolution cost the taxpayers of New Jersey more than $1 million in legal fees. We can now add this expensive whitewash to the other evidence of trouble in Mr. Christie’s administration. The report implies that his direct report Bridget Anne Kelly was distraught over a broken affair at the time of the Bridgegate. It also implies that the Hoboken mayor could not have been rebuked by the Deputy Gov because she was smiling at party.
“Sometimes, people do inexplicably stupid things,” Christie tells Sawyer.
You’re right, Gov.


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