Friday, November 22, 2013

Holiday Gift Idea--Set for Life

HOLIDAY GIFT IDEA
Set for Life: Invest 10% Spend $1,000,000 Tax-FREE
Invest just 10% of your income. Spend $1,000,000 with no income tax. Use low-cost mutual funds earning 10-12%. The average income tax refund is about $3,000. We can accumulate $1,000,000 from $3,000 a year because of compounding. Author Law Steeple, MBA Ebook $9.95 http://www.amazon.com/Set-Life-Invest-Spend-Tax-FREE/dp/1493680722

Are Fund of Funds investments right for you?
Funds of funds, which bundle alternative strategies by investing in multiple underlying hedge fund managers, typically tack on their own fees — which can amount to another 1% on assets and 10% on performance. Beyond the extra layer of fees, funds of funds also are hampered by liquidity-related challenges. But as funds of funds have tried to maintain standards of offering monthly liquidity with 30 days' notice, they have effectively reduced their pool of hedge funds in which they could potentially invest because most hedge funds aren't interested in offering increased liquidity. Total costs can exceed 3% and there are no refunds if returns lag the index. Morningstar found that low-cost funds beat high-cost funds in every period. Use the Tax-FREE Wealth Account: http://www.amazon.com/Your-Wealth-Account-Tax-FREE-Income/dp/1493761277/

Can you believe what you hear/read?
GOP agenda for the week: Keep up the war on ObamaCare
Republicans got their talking points memo for the week: “Because of Obamacare, I Lost My Insurance.” “Obamacare Increases Health Care Costs.” “The Exchanges May Not Be Secure, Putting Personal Information at Risk.” “Continue Collecting Constituent Stories.”
THE REALITY:
GOP speaker Boehner obtains ObamaCare via website
House Speaker John Boehner has officially enrolled in a D.C. insurance exchange under the Affordable Care Act, he said in a blog post on his website Thursday evening. That wasn’t so bad was it?

Is the stock market reaching its top?
Stock funds won $172 billion in the year's first 10 months, the largest amount since they got $272 billion in all of 2000, according to Morningstar Inc. estimates. Even with most of the cash going to international funds, domestic equity deposits are the highest since 2004. According to traditional advice, when everyone is trying to buy the same commodity, a bubble is created. Is it time to take some profits? The S&P 500 index hits new highs with 26% return this year while the aggregate bond index is down over 4%. This is the 3rd year of stock gains. 2009 27%, 2010 15%, 2011 2%, 2012 16%, 2013 ?


SCAMS           “Deficits don’t matter” Republican Godfather, Dick Cheney, 2002
Bush wars increased the debt by $4-6 trillion to $16 trillion. 1985 debt $3 T, same as 1945.



IAN
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