Will Exxon survive without our subsidies?
Since our “representatives” have cut
money to dead and disabled vets, I am assuming oil, gas, agribusiness and
other subsidies have been cut. Although these political hacks get paid and can still
go to their gym daily, it is interesting to see what they keep funding. Ranchers
lost cattle in the storms but no insurance
that we subsidize. Small businesses in every state are losing their high-season
tourist profits since parks are closed. Yet the tea
party says fight on. Who are they fighting again?
The enemy is us!
Are you wary to talk about money?
No surprise. Americans aren’t really sure whom to trust when
it comes to financial advice, and that they are generally uncomfortable
speaking about money, according to a new survey. The survey also found that 37
percent of respondents said they don’t like talking to anyone about their
finances. In addition, 40% think financial
advice costs too much, 33 percent said they don’t have time to find proper
financial advice and 58 percent say they would prefer to get financial advice
from a single place. A total of 43 percent of Gen Yers (under age 30) said they
lack adequate retirement planning information, the survey found. Trust is the
key and Madoff proved it works. Do it yourself is better: http://www.amazon.com/Financial-Literacy-Steps-Success-Money/dp/1491044616
Survey says homeowners’ premiums differ 188%
There was a 121 percent difference between the highest and
the lowest home insurance quotes. Bankrate.com asked 4 companies in 15 cities. One
insurer's rate was nearly three times what another would charge. Shop and buy
only what you need with discounts: http://www.amazon.com/Homeowners-Insurance-Beware-Coverage-Policy/dp/1480100870
Can you save premium on your auto insurance?
Increasing your insurance deductibles from $250 to $1,000
could reduce your comprehensive and collision premium by as much as 40 percent.
Increase your emergency fund with the premiums you save. Save another premium
by dropping the life and accident medical coverage—you don’t need it if you
already have life/health insurance. Use 15 other discounts from http://www.amazon.com/Vehicle-Insurance-Beware-Double-Coverage/dp/1480027634
Is critical illness insurance right for you?
Critical illness
insurance: an insurer makes a lump sum cash payment if the policyholder
is diagnosed with one of the critical illnesses listed in the insurance
policy. The policy may also be structured to pay out regular income and the
payout may also be on the policyholder undergoing a surgical procedure, for
example, having a heart bypass operation. The policy language is very specific
in order to limit payouts. Some pay the hospital directly. Typically, most
procedures and illnesses are covered by your comprehensive policy so this
policy is really a very expensive
savings account. ObamaCare requires no-limit policies. Make sure you have a
stop-loss in your comprehensive policy to limit your bills: http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083
The top Fortune 50 firms have put $743 billion in profits in
offshore accounts to avoid taxes here. While addressing the foreign tax havens
has gained a lot of chatter, few elected officials have taken any action for
fear of alienating corporate titans who can hold the key to national political
careers. Critics say too many companies are using dummy corporations overseas to hide profits. Use your IRS-approved
tax-FREE account too: http://www.amazon.com/The-Best-Long-term-Investment-tax-FREE/dp/1492117455
ObamaCare: a disaster?
And in Paul & McConnell’s state? But Cruz said Americans
hate ObamaCare. California said
28,699 people were signed up in the state’s health-insurance exchange in the
first week, while New York had
more than 40,000 sign up.
LA homeowners face increase
State Farm is raising Louisiana
homeowner rates an average of 8.7 percent statewide for its nearly 308,000
policyholders. Time to shop discounts: http://www.amazon.com/Homeowners-Insurance-Beware-Coverage-Policy/dp/1480100870
FL bans Texting
The ban is one of more than two dozen laws passed by the
Republican-controlled Legislature scheduled that kicked in on Tuesday, Oct. 1. The
prohibition on Texting while driving comes after several years of trying by
legislators. Previous attempts stalled in the face of House Republican
opposition, with conservative members worried about government intrusion into
people’s lives. You can’t be stopped for Texting by itself but the law may
deter accidents.
Most employers keeping current health plan while reform law
plays out
Employers and brokers should ignore the rhetoric surrounding
health care reform and focus on the law. Few changes in the law are expected
until the January start date.
Food and safety inspections NOT done--BEWARE
The partial shutdown of the U.S.
government has sidelined thousands of inspectors who monitor everything from
air and water pollution to safety hazards at factories and the condition of
nursing homes. Federal law requires agencies to retain workers whose jobs are
critical. The cutbacks mean safety regulators can’t do routine inspections of
high-hazard workplaces such as chemical plants, the Nuclear Regulatory
Commission can’t conduct full oversight of the nation’s nuclear power plants
and the main federal highway safety agency can’t probe a recent Tesla Motor
Inc. electric-car fire.
US reneges on our promises to those who serve
Fisher
House Foundation will take over our duty to provide the money to bury our
soldiers fallen in war. Not considered an important expense, the Fed’s shutdown
ends death benefit payments but keeps the Congress’s gym open.
How can this happen in America ?
States shutting down—GOP losing support
About a third of the $1.7 trillion that states spent in 2012
came from federal sources, according to the National Association of State
Budget Officers. Michigan is
preparing to put as many as 20,000 workers on unpaid leave and eliminate cash
and food aid to the poor. “You send
people to D.C. to work,” South Carolina Governor Nikki Haley, a Republican
who drew support from the Tea Party movement, said Oct. 8 at a luncheon for
business and civic leaders in North Charleston .
“You don’t send them to shut
something down. So I am frustrated with both the Republicans and the Democrats.
There are no saints in Washington
right now.”
SCAMS “Deficits
don’t matter” Republican godfather, Dick Cheney, 2002
Workers laid off will get paid—what was the purpose?
Did not save money. Did not stop ObamaCare. Did cost small business that serve
workers—lunch, gas, etc—millions per day.
A partial shutdown of the federal government will cost the U.S.
at least $300 million a day in lost economic output at the start, according to
IHS Inc. It depresses confidence and spending by businesses and consumers.
The Pentagon said on 10/5 it would recall the vast majority
of some 350,000 civilian Defense Department employees sent home during the
government shutdown, in a move that could greatly lessen the impact of the
shutdown on America's armed forces.
UT pays $1.6M to open parks to support small businesses
despite GOP
"Utah 's
national parks are the backbone of many rural economies and hard-working Utahns
are paying a heavy price for this shutdown," Herbert said in the released
statement. October is an especially profitable month for Utah 's
national parks, since optimal weather attracts a high volume of tourists.
Typically, officials estimate a $100 million yield for the month.” UT will actively
pursue timely repayment to state coffers. Rural voters still blame ObamaCare.
Scams by the best: notice these signs; ask for it in writing always
Who owns your account now?
Forethought Financial to Global Atlantic
Financial
IAN
41 Watchung Plaza, B242
973.746.2014
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