Women have free screenings now
Most women won't notice, but as of Aug. 1, insurance
companies must cover a range of women's preventive health care services for
free. The new benefits are part of the Affordable Care Act, which is rolling
out in stages. "Thanks to the Affordable Care Act, nearly 50 million women
will now have guaranteed coverage of the preventive health services needed to
keep them both physically and fiscally healthy," Rep. Lois Capps, D-Santa
Barbara, said in a news release.
Services that no
longer require a deductible or co-payment include annual well-woman
checkups; breast-feeding support; screening and counseling for domestic-partner
violence; screening for gestational diabetes; screening for sexually
transmitted diseases including HIV; testing for some strains of human papilloma
virus; and contraception.
"I think sometimes women are confronted with paying for
their birth control or buying groceries." These services are already
covered in California
We get less than we put in—negative SS earnings retirement
plan!
The AP reports that new retirees will receive less in Social
Security benefits than they paid in Social Security taxes. It's the first time
since Social Security began that middle-income workers will get back less than
they paid in and experts say the problem will worsen in the future. If you are
a high income earner and still working, you are really upside down!
Help yourself while you can: Where
is your sloop going? A retirement portfolio that flies. $12.95
Just published https://www.createspace.com/3948629
401k or Roth 401k: Which is better for you?
If your employer offers the Roth 401k, the benefits can be
huge—but they come later. Compare paying income tax on $3,000 contributions to
your income tax savings of 50,000 on each year you contribute. So if you
contribute $3000 this year, you may pay an extra $500 to $750 in taxes with the
Roth. However, you will have NO taxes on your $2.1 million in retirement in 40
years. With a regular 401k, you will pay income taxes (whatever the rate is) on
ALL your annual income --30% of $50,000 = $15,000.
Discover the pros and cons of Roth with our Guide: http://www.amazon.com/401k-IRA-Tax-FREE-Tax-Deferred-retirement/dp/1475057938/
GOP not sure if Romney would repeal ObamaCare
Romney fears “allowing people to die” under his plan so now he
claims he will “embrace health care reform.”
What does that mean for R/R?
Romney/Ryan budget ends fixed-cost Medicare—pay as you go
system
Costs shift to individual: Stop paying for medical increases
by not funding them.
Compare two plans. http://www.medicareadvocacy.org/2012/04/05/medicare-under-threat-health-reform-versus-the-ryan-budget/
Ryan plan in black and white:
Five points about R/R plans for our future:
Popular cars that may not make you happy
Consumer Reports these 5 are not what they seem.
Obama election committee sees it this way
“Romney and Ryan
share a conviction that our future will be brighter if we simply pass even
bigger tax cuts for the wealthy; dramatically shift health care costs from
Medicare to seniors, and walk away from our national commitments to education,
research and development, and new energy technology,” wrote senior Obama
strategist David Axelrod in an email. “So they would be a natural ticket, but
it would be ticket to disaster for our economy and the middle class.”
Socialism for the
rich
Driven by high commodity prices and crop insurance programs
that eliminate risk for farmers, a
total of 23 million acres, or 36,000 square miles, of grassland, wetlands and
shrublands were converted to agricultural uses between 2008 and 2011. There is
a "strong correlation" between crop insurance subsidies and
conversion rates, Cook said. The highest rates of land transformation occurred
in counties with the highest rates of crop insurance subsidies, he said. Most
subsidies go to Agibusiness corporations.
Your tax dollars
at work.
SCAMS “Only the little people pay taxes.” Leona Helmsley
Romney job “creation” program ends in bankruptcy and
pollution
The rusty stains on Shirley Carter's home are a permanent
reminder of her fight with the local steel mill, just down U.S. Highway 17 near
the boat docks. No matter how many cans of industrial-strength acid she went
through, the red tint on her property never seemed to go away. In 1998, Carter
and her neighbors sued Georgetown Steel, then owned by the company Republican
presidential candidate Mitt Romney co-founded, Bain Capital. They sought
millions in cleanup costs and accused the mill's owners of leaving their
historic Southern neighborhood looking like it had been hit by a "chemical
bomb."
State officials determined the mill was largely to blame for
the pollution. As the lawsuit dragged on for years, the steel mill filed for bankruptcy and the plant ultimately settled with
the residents.
In the end, Bain
walked away with more than $30 million in profits. Carter got $800.
Goldman Sachs
beats government rules again
The U.S. Justice
Department's decision not to prosecute Goldman Sachs Group Inc for its subprime
mortgage trades resulted from either "weak laws or weak enforcement,"
the senator who asked for a criminal investigation of the firm said on Friday.
A day after the
department announced its decision, Democratic Senator Carl Levin reiterated in
a written statement the criticisms he lodged against Goldman beginning more
than two years ago. He called the firm's actions "deceptive and
immoral." It was never prosecuted for the derivative sales deceptions
either.
IAN
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973.746.2014
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