How Govt wastes our money:
IRS
doesn’t tax wealthy: they have no income: spend
their borrowed cash from selves.
We send out modified
intelligence when it serves our strategic goals too
Religious folks fight
abortion laws that are unclear: families
can’t have kids they want
342 Profitable
Companies Pay
Little to No Tax Thanks to Trump’s 2017 Tax Giveaway
Skyrocketing
cost of
NASA wasted taxes:
‘Space Race turns into ‘Moon Race’: 1st nuclear
reactors on moon
We
flood arms into Israel despite mounting alarm over war’s conduct: 30,000
die
We will build a $temporary
port$ on
We
wasted $20 million in taxes to maintain Russian yacht taken to punish
Putin’s elite
Oil industry asks Supremes
to protect it from climate change suits
Supremes
deny CO right to decide: Trump on ballot despite his coup d'é·tat attempt
McConnell
denies his GOP legacy and endorses his evil twin despite blame for J7.
SCAMS/SPINS:
Recall: 42 Hazardous
Products That Were Recalled This Week
Recall: GM 820,000
pickups: tailgate
could inadvertently open; property falls out
Recall: 61,000
pounds of Trader Joe’s steamed
chicken soup dumplings with hard plastic
Recall of a recall:
Ford discovered sloppy work on dangerous Takata
air bags.
Recall: KALO Foods
single slices of carrot cake: contain soy, an
allergen
Recall: Sargento
Cheese Recalled In 15 States Amid Listeria Outbreak
Recall: Johnsonville
Polish
Kielbasa turkey sausage: cook-in-package
sausage: free rubber
Cancer-causing
chemical found in Clinique, Clearasil acne treatments
Ground
cinnamon sold at discount stores is tainted
with lead, FDA warns
Texas home
insurance sits at $4,142 average cost: national average $2,777
PNC Bank Truist Customers
Report Mobile Banking
Outage: no access
Scam Tip off: “required
action or payment date” cash
demand is almost immediate.
Legit charity?: Google the “administrative
costs of your [prospective charity]”
20
IRA Mistakes to Avoid: some can be reversed; some cannot: rules change
yearly.
CA annuity ‘best
interest’ standard: sales firm’s choice is still firm’s
highest revenue.
Half of adults are
at risk for financial insecurity in retirement: half
seniors have $0 saved
Jobs
College grads earn $60,000 vs
$36,000 for high school grads, Fed study: it’s worth it
jobs.interestingengineering.com/
Folks who switched jobs saw their pay
increase 7.6%
Who owns your account now?
Whole life insurance
is bad choice: too young and policy too large
Best Free
Antivirus Software Programs
T-Bills
Without Tax Bill: ETF uses options strategy and a tax loophole: lower tax
bill
Do two
529 to Roth rollovers this year: if the first one (for 2023) is done by
April 15.
Apple’s new M3
laptops are allegedly 60
percent faster than M1 MacBook Air
Wow: We are paying
as much in interest on other debt as in mortgage payments!
Miracles:
First
Over-the-Counter Birth
Control Pill without a prescription
Biden’s State of
Two
male humpback whales seen mating for first time ever
Dog
ran a mile to her doggy day care for help after her owner’s car crash
5 Guitar Solos Are the Pinnacle of Rock History
Warmest February on record,
and its warmest 12 month period
Sweden
joins NATO, ending decades of post-World War II neutrality: Ukraine
@
Lessons from successful investors
Are
you considering leaving your established broker for a “registered advisor”?
You
may be looking for younger independent advisors using a registered investment
advisor (RIA) platform for more flexible, innovative financial solutions. You
may have a million dollars in assets or paying a subscription for ongoing
financial advice. Some RIAs provide retirement planning, better income
strategies and guidance for younger clients across their financial lives,
including advice on employee benefits and how to best structure their new
business. These are the kinds of advice most sought after today. Thus it may be
hard for your old broker-dealer BD firm to help you. RIAs are able to look at any situation with an
open mind, not being hamstrung by a specific product or set of rules that the
firm wrote for him. RIAs are energized by their rules that they created as a
team. They are changing the paradigm of financial advice and how they interact
with people. They can be flexible in the design of solutions that better match
your needs. Note that RIAs do not earn their living by stock picking or sector
rotation for your portfolio. You are better off leaving your asset allocations
to The Expert: Warren Buffett.
Make Warren
Buffett your investment guide: https://www.amazon.com/Warren-Buffetts-Vanguard-Funds-Retirement/dp/1496148592
How the market
makes the wealthy richer
Rich people
have created a bigger gap between their assets and income and the averages for
the rest of us. HOW? Look at the market index returns for the last few years:
2023 26.29
2022 -18.11
2021 28.83
2020 18.38
2019 31.74
2018 -4.41
2017 21.94
2016 11.93
2015 1.31
2014 13.81
2013 32.43
If a wealthy
person had $1 billion going into the last 10 years, they have increased their
bundle by over 30% THREE times during that time. That’s 300,000,000 added, $1.3
billion plus 1,690,000,000 plus another 30% or $2,197,000,000. Of course the
gap gets bigger because they don’t have
to do a thing to make it bigger. They don’t have to make more assets since
they can just let their money sit in a market index or similar fund. The gap
is now huge:
Middle income folks
need to take advantage of the growth of their assets, despite the stock
market’s occasional hiccups. It is easier to digest those market corrections by
using a diversity of funds like the Vanguard’ Top Ten.
https://www.amazon.com/Vanguards-Top-Ten-mutual-funds/dp/150073909X
********ACCOUNTABILITY**************?
Like 1776, this
period is a test
of democracy—We
rejected an "American
fascist" once
The
Path to Dictatorship: 2010-2030
Parallels of this era in the past
may hint at our future: democracy breaks apart legally
Billionaires
paid $881 million for votes in 2022
midterm elections
Nov 2020 Wealthy
discredit election process
Jan
6 2021 Direct
govt overthrow failed: guns
& bombs were ready
Trump
engaged in a "criminal
conspiracy" to stop Biden
“I
don’t f—ing care that they have weapons”
Trump was “detached
from reality”
Trump
used mafia-style intimidation on the defenseless
Trump still terrorizing
election woman
Parscale: “a
sitting president asking for civil war.”
Trump:
“Just
say the election was corrupt and leave the rest to me”
GOP fascism: “RINO
hunt armed; no bagging limit” J6
comm threat
January
6, 2021 “A
date which will live in infamy”
Trump’s Supremes END
personal rights & state
laws except for weapons
WMDs
Fascism: GOP
to stop women leaving state for abortion
It’s
not a court. It’s a junta: Two Americas
Trump: President
Biden is 'enemy of the state'
Christian
Nationalist Party (CNP) replaces
GOP
Apr 9 Illustrated
Anne Frank book removed by Florida school
Apr 21 Trump: “I
am your justice”
May 9 Trump
guilty of sexual abuse
Jun 8 Trump
indicted by the United States of America
Violation
of the Espionage Act
Conspiracy to obstruct
justice
Making false
statements
Conspiracy to defraud the
Conspiracy to obstruct
Congressional proceeding
Obstruction of and attempt
to obstruct an official proceeding
Conspiracy against right to
vote
Attempted coup
d'état by
any other name: American
fascism
350+ people have
been sentenced to jail or prison.
Trump and His Gang Get the Mob Treatment
Aug 4 “IF
YOU GO AFTER ME, I’M COMING AFTER YOU!”
Mobster
#1 Enrique Tarrio gets 22 years
Mobster
Stewart Rhodes sentenced to 18 years
Mobster
Ethan Nordean gets 18 years
Mobster
Dominic Pezzola sentenced to 10 years
VIOLATION OF THE GEORGIA RICO (RACKETEER INFLUENCED AND
CORRUPT ORGANIZATIONS) ACT SOLICITATION OF VIOLATION OF OATH BY PUBLIC OFFICER
CONSPIRACY TO COMMIT INIPERSONATIN PUBLIC OFFICER FIRST
DEGREE
CONSPIRACY TO COMMIT FALSE STATEMENTS AND WRITINGS
CONSPIRACY TO COMMIT FALSE DOCUMENTS
FORGERY IN THE FIRST DEGREE
CONSPIRACY TO COMMIT FALSE STATEMENTS AND WRITINGS
FILING FALSE DOCUMENTS
SOLICITATION OF VIOLATION OF OATH BY PUBLIC OFFICER
FALSE STATEMENTS AND WRITINGS
SOLICITATION OF VIOLATION OF OATH BY PUBLIC OFFICER
FALSE STATEMENTS AND WRITINGS
Dec 2023: Trump
using Hitler language to scare us
“Wannabe
Dictator” runs
our House of “Representatives”
Don’t get pregnant in
MAGA
kills GOP: Trump kills Reagan’s GOP
Jan 2025 Dictator
pardons himself: his
Supremes agree
Trump’s
plan for America 2025-2028
Miracles that made our world
Our Universe is a
miracle
Light is both
a particle and a wave depending on how we look at the light.
I
don’t think that there is any such thing as a position or a velocity of a
particle.
Everything (galaxies
to stones) in universe made of subatomic
energy ‘vibrations’
A subatomic ‘particle’
is the smallest possible vibration (quantum) of a quantum field.
A ‘particle’ is an event;
not an objective thing. This event is set of complex relationships.
New theory may
finally unite
Einstein's gravity with the quantum world
Our Reality May Be a
Sum
of All Possible Realities
Mass–energy
equivalence: E=mc^2. At the smallest
level; Everything is moving
Energy into matter: scientists
converted light energy directly into matter in one step
In place of atomic
lattice, light
waves used to create an optical lattice with same geometry
Physics Nobel Prize:
“entanglement” 2
particles share info instantly at a distance
Quantum
mechanics violates local realism: two objects behave as single system at
distance
“It may be that gravity and quantum mechanics are
exactly the same thing,” Leonard Susskind
Gravity
might induce the collapse of quantum vibrations into 1 quantum state—our
world
Strange state
of physics that allows energy
to flow frictionlessly through a material.
Bending light from
extreme gravity reveals largest black hole
so far
Curved
SpaceTime: heavy masses and simultaneously quantum effects become visible
There is no TIME at this
level because of force fields come and go in all directions.
Universe expanding: events
may not come together like they did before: created our time.
Our planetary
system: rarest
system: only 1% of all systems with same number of planets
Stars fueled by the self-annihilation
of dark matter might have been spotted for the first time by JWST
Inside protons,
neutrons, it
is the fields of the virtual particles that creates its mass.
Gold
made from neutron stars: collisions produce more neutrons:79 protons,118
neutrons
The proton
is so complicated science still finds new energy entities/forces every
year.
“Empty space is a
boiling, bubbling brew of virtual
particles that pop in and out of existence in a time scale so short that you
can’t even measure them.” Space expanding.
New method to study systems
with long-range interactions: previously puzzling experts
The electricity we use comes
from the field around the wire not from electron itself.
Natural
‘missing law’ explain
how
universe evolved: functions increase in complexity over time
Scientists
build 'baby' wormhole as sci-fi moves closer to fact: inside quantum
computer
starts-with-a-bang/universe-expansion-not-accelerating/
Physicists knew black
holes eventually disappear particle by particle. Now they think everything
else does, too.
Astronomers
discover raw
materials for life are present all across the Universe: methyl cation
New
Astrophysical Models: Earth’s
Building Blocks Contained Water: metal oxides
IAN
973.746.2014
http://www.theinsidersguides.com/
Alerts available at http://dankeppel.blogspot.com/
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